Cortland County and Cortlandville Town property record for 1404 E River Rd, Cortland, NY 13045
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,161 sqft · built 1905 |
| Lot Size | 0.248 acres (10,820 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $43,000 (Dec 2019) |
| Tax Bill | $1,677 (2026) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Mar 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 112289 87.13-01-18.000 |
| Primary APN | 112289 87.13-01-18.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,161 sqft Living Area |
| 1st Floor Area | 777 sqft |
| 2nd Floor Area | 384 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 10,820 sqft (0.248 acres) |
| Lot Dimensions | 108 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 78 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1404 E RIVER RD |
|---|---|
| City | CORTLAND |
| State | NY |
| Zip | 13045-8712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Block | 1 |
| Legal Lot Number | 18.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | CORTLANDVILLE |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 970400 |
Source: Cortland County and Cortlandville Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1404 E RIVER RD, CORTLAND, NY 13045-8712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 6, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage SUMMIT FCU |
| Mar 4, 2022 | Warranty Deed, Transfer |
| Apr 23, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 26, 2019 · Amount on Record |
| Deed Sale | Dec 26, 2019 · Amount on Record |
| Prior Sale | Sep 4, 2009 · Amount on Record |
| Deed Document Number | 201920201906277 |
| Prior Transfer Date | Jul 25, 2005 |
| Prior Transfer Doc | 0103894001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Jun 6, 2022 |
| Property Address | 1404 E RIVER RD, CORTLAND, NY 13045-8712 |
| Document Number | 0000003184 |
| Instrument Date | Jun 3, 2022 |
| Instrument | 2022-03184 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1404 E RIVER RD, CORTLAND, NY 13045-8712 |
| Document Number | 0000003185 |
|---|---|
| Date | Jun 6, 2022 |
| Instrument | 2022-03185 |
| Name | SUMMIT FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Mar 4, 2022 |
| Property Address | 1404 E RIVER RD, CORTLAND, NY 13045-8712 |
| Document Number | 0000001255 |
| Instrument Date | Mar 3, 2022 |
| Instrument | 2022-01255 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 988 BEECHWOOD LN, CORTLAND, NY 13045-8975 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Apr 23, 2018 |
| Property Address | 1404 E RIVER RD, CORTLAND, NY 13045-8712 |
| Document Number | 0000002548 |
| Instrument Date | Apr 4, 2018 |
| Instrument | 2548 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $90.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5363 STATE ROUTE 41 HOMER NY 130779382, HOMER, NY 13077-9382 |
Source: Cortland County and Cortlandville Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| County Subdivision | Cortlandville Town |
| Unified School District | McGraw Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,677.00 (+97.06%) | ||
| 2025 | $851.00 (+1.79%) | $38,000 (-) Land $8,900 Building $29,100 | $60,317 (+11.11%) Land $14,127 Building $46,190 |
| 2023 | $836.00 | $38,000 Land $8,900 Building $29,100 | $54,286 Land $12,714 Building $41,572 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 12 (1981–2013) |
| Claims Outside the SFHA | 3 of 12 |
| Most Recent Claim | Jul 2013 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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