1540 E River Rd, Cortland, NY 13045 Property Records

Cortland County and Cortlandville Town property record for 1540 E River Rd, Cortland, NY 13045

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,178 sqft · built 1954
Lot Size0.766 acres (33,393 sqft)
Owner2 Individual Names on Record
Last Sale$195,000 (May 2023)
Tax Bill$2,753 (2026)
Deeds & MortgagesAug 2022 Sale
Flood ZoneZone X (minimal risk)
APN112289 87.00-03-02.120

Property Details

APN / Parcel Number

Primary APN112289 87.00-03-02.120

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,178 sqft Living Area
1st Floor Area1,178 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area33,393 sqft (0.766 acres)
Lot Dimensions133 ft deep x 250 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address1540 E RIVER RD
CityCORTLAND
StateNY
Zip13045-8714
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Block3
Legal Lot Number2.120
JurisdictionCORTLAND NY
Township / Civil DivisionCORTLANDVILLE
Census Block Group1
Census Block1014
Census Tract970400

Owner

Source: Cortland County and Cortlandville Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10544 CHESTER WAY, WOODSTOCK, MD 21163-1315
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 8, 2023 · Amount on Record
Deed SaleMay 8, 2023 · Amount on Record
Prior SaleAug 1, 2022 · Amount on Record
Deed Document Number20231914
Prior Transfer DateApr 21, 2023
Prior Transfer Doc0000001914
Record UpdatedOct 29, 2026

August 2022: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionCORTLAND NY
Recording DateAug 1, 2022
Property Address1540 E RIVER RD, CORTLAND, NY 13045-8714
Document Number0000004280
Instrument DateJul 15, 2022
Instrument2022-04280
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10544 CHESTER WAY, WOODSTOCK, MD 21163-1315

Tax Assessment & Valuation

Source: Cortland County and Cortlandville Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCortland County
County SubdivisionCortlandville Town
Unified School DistrictHomer Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,753.00 (+106.99%)
2025$1,330.00 (+1.99%)$60,600 (-) Land $16,800 Building $43,800$96,190 (+11.11%) Land $26,667 Building $69,523
2023$1,304.00$60,600 Land $16,800 Building $43,800$86,571 Land $24,000 Building $62,571

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims12 (1981–2013)
Claims Outside the SFHA3 of 12
Most Recent ClaimJul 2013 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2013 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

Nearby Properties on E River Rd

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