1554 E River Rd, Cortland, NY 13045 Property Records

Cortland County and Cortlandville Town property record for 1554 E River Rd, Cortland, NY 13045

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,615 sqft · built 1830
Lot Size5.11 acres (222,592 sqft)
OwnerIndividual Name on Record
Last Sale$220,000 (Jun 2024)
Tax Bill$5,451 (2026)
Deeds & MortgagesApr 2026 Transfer
Jun 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN112289 87.00-03-02.200

Property Details

APN / Parcel Number

Primary APN112289 87.00-03-02.200

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,615 sqft Living Area
1st Floor Area1,120 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1830
Effective Year BuiltEffective 1830
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area222,592 sqft (5.11 acres)
Garage TypeDetached
Garage Area936 sqft
Parking Spaces4 Parking Spaces
Canopy36 sqft
SiloSilo

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address1554 E RIVER RD
CityCORTLAND
StateNY
Zip13045-8714
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Block3
Legal Lot Number2.200
JurisdictionCORTLAND NY
Township / Civil DivisionCORTLANDVILLE
Census Block Group1
Census Block1014
Census Tract970400

Owner

Source: Cortland County and Cortlandville Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1554 E RIVER RD, CORTLAND, NY 13045-8714
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2026Quit Claim Deed, Transfer
ITHACA TITLE AGENCY LLC
Jun 18, 2024Warranty Deed, Transfer · Stand-Alone First Mortgage
ROCKET MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 18, 2024 · Amount on Record
Deed SaleJun 18, 2024 · Amount on Record
Deed Document Number20242507
Last Transfer DateApr 9, 2026
Transfer Doc0000001601
Record UpdatedOct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCORTLAND NY
Recording DateApr 17, 2026
Property Address1554 E RIVER RD, CORTLAND, NY 13045-8714
Document Number0000001601
Instrument DateApr 9, 2026
Instrument20261601
Transaction TypeTransfer
Record UpdatedAug 27, 2026
Title CompanyITHACA TITLE AGENCY LLC

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1554 E RIVER RD, CORTLAND, NY 13045-8714

June 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCORTLAND NY
Recording DateJun 18, 2024
Property Address1554 E RIVER RD, CORTLAND, NY 13045-8714
Document Number0000002507
Instrument DateMay 23, 2024
Instrument2024-02507
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address75 MARSH RD, ITHACA, NY 14850-9434

Mortgage

Document Number0000002508
DateJun 18, 2024
Instrument2024-02508
Lender
NameROCKET MORTGAGE
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2054

Tax Assessment & Valuation

Source: Cortland County and Cortlandville Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCortland County
County SubdivisionCortlandville Town
Unified School DistrictHomer Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,451.00 (+106.87%) Homeowner's exemption
2025$2,635.00 (+1.97%)$120,000 (-) Land $24,200 Building $95,800$190,476 (+11.11%) Land $38,413 Building $152,063
2023$2,584.00 Homeowner's exemption$120,000 Land $24,200 Building $95,800$171,429 Land $34,572 Building $136,857

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims12 (1981–2013)
Claims Outside the SFHA3 of 12
Most Recent ClaimJul 2013 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2013 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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