Cortland County and Cortlandville Town property record for 1403 E River Rd, Cortland, NY 13045
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 3,000 sqft · built 1970 |
| Lot Size | 0.427 acres (18,600 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,393 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 112289 87.13-01-20.000 |
| Primary APN | 112289 87.13-01-20.000 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,000 sqft Gross Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 18,600 sqft (0.427 acres) |
| Lot Dimensions | 186 ft deep x 100 ft wide |
| Porch | Porch |
| Porch Area | 128 sqft |
| Shed | 1 Shed |
| Heating Fuel | Oil |
|---|---|
| Sewer | Septic |
| Street Address | 1403 E RIVER RD |
|---|---|
| City | CORTLAND |
| State | NY |
| Zip | 13045-8713 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Block | 1 |
| Legal Lot Number | 20.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | CORTLANDVILLE |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 970400 |
Source: Cortland County and Cortlandville Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1403 E RIVER RD, CORTLAND, NY 13045-8713 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Cortland County and Cortlandville Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| County Subdivision | Cortlandville Town |
| Unified School District | McGraw Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,393.00 (+97.96%) | ||
| 2025 | $1,714.00 (+65.44%) | $77,300 (+63.42%) Land $13,400 Building $63,900 | $122,698 (+81.58%) Land $21,270 Building $101,428 |
| 2023 | $1,036.00 | $47,300 Land $13,400 Building $33,900 | $67,571 Land $19,143 Building $48,428 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 12 (1981–2013) |
| Claims Outside the SFHA | 3 of 12 |
| Most Recent Claim | Jul 2013 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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