Harford County property record for 1416 E Macphail Rd, Bel Air, MD 21015
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 3,202 sqft · built 1986 |
| Lot Size | 1.48 acres (64,469 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $750,000 (Oct 2022) |
| Tax Bill | $9,861 (2026) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Jun 2017 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-071359 |
| Primary APN | 03-071359 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,202 sqft Total Area |
| Basement Area | 1,500 sqft |
| Finished Basement | 1,500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 64,469 sqft (1.48 acres) |
| Garage Type | Attached |
| Garage Area | 860 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 400 sqft |
| Deck Area | 1,012 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 071359 |
|---|---|
| Street Address | 1416 E MACPHAIL RD |
| City | BEL AIR |
| State | MD |
| Zip | 21015-5611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 3 1.488 AC 1416 E MAC PHAIL ROAD GLENANGUS S1 PT 37/33 |
| Legal Subdivision | GLENANGUS SEC I |
| Legal Phase | AIL |
| Legal Lot Number | 3 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 303606 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1416 E MACPHAIL RD, BEL AIR, MD 21015-5611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2022 | Deed, Transfer · Conventional Mortgage MERIDIAN BANK |
| Jun 5, 2017 | Grant Deed, Transfer OTHER |
| Apr 10, 2017 | Grant Deed, Transfer · Conventional Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2022 · Amount on Record |
| Deed Sale | Oct 25, 2022 · Amount on Record |
| Prior Sale | Jun 5, 2017 · Amount on Record |
| Deed Book / Page | 15717 / 211 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 25, 2022 |
| Property Address | 1416 E MACPHAIL RD, BEL AIR, MD 21015-5611 |
| Document Number | 0157170211 |
| Book / Page | 15717 / 211 |
| Map Reference | MB HDC 37 FO 33 |
| Instrument Date | Oct 24, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2022 |
| Title Company | BLACK OAK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1416 E MACPHAIL RD, BEL AIR, MD 21015-5611 |
| Document Number | 0157170218 |
|---|---|
| Date | Oct 25, 2022 |
| Instrument | 15717-0218 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Min Rate At Change | 5.37% |
|---|---|
| Max Rate At Change | 10.3% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 5, 2017 |
| Property Address | 1416 E MACPHAIL RD, BEL AIR, MD 21015-5611 |
| Document Number | 0123700460 |
| Book / Page | 012370 / 000460 |
| Instrument Date | Apr 4, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2017 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $520.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1416 E MACPHAIL RD BEL AIR MD 210155611, BEL AIR, MD 21015-5611 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 10, 2017 |
| Property Address | 1416 E MACPHAIL RD, BEL AIR, MD 21015-5611 |
| Document Number | 0122940455 |
| Book / Page | 012294 / 000455 |
| Instrument Date | Mar 4, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2017 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $520.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1416 E MACPHAIL RD BEL AIR MD 210155611, BEL AIR, MD 21015-5611 |
| Document Number | 122940460 |
|---|---|
| Date | Apr 10, 2017 |
| Book Page | 012294/000460 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 9, 2032 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,861.00 (+9.93%) | $899,333 (+16.38%) | $973,400 (+12.88%) Land $159,800 Building $813,600 |
| 2025 | $8,970.00 (+12.21%) | ||
| 2023 | $772,767 | $862,300 Land $159,800 Building $702,500 | |
| 2022 | $7,994.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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