1408 E Macphail Rd, Bel Air, MD 21015 Property Records

Harford County property record for 1408 E Macphail Rd, Bel Air, MD 21015

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,595 sqft · built 1987
Lot Size	2.98 acres (129,809 sqft)
Owner	2 Company Names on File
Last Sale	$1,275,000 (Sep 2024)
Tax Bill	$7,318 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-072525`

Property Details

APN / Parcel Number

Primary APN	`03-072525`
Alternative APNs	`3072525` `072525`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,595 sqft Total Area
Basement Area	1,100 sqft
Finished Basement	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	129,809 sqft (2.98 acres)
Garage Type	Mixed
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	239 sqft
Deck Area	120 sqft
Patio Area	65 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	072525
Street Address	1408 E MACPHAIL RD
City	BEL AIR
State	MD
Zip	21015-5611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 5 2.98 AC 1408 E MAC PHAIL ROAD GLENANGUS S1 P 125/22
Legal Subdivision	GLENANGUS
Legal Phase	AIL
Legal Lot Number	5
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	1
Census Block	1003
Census Tract	303606

Owner

Source: Harford County records · APN 03-072525

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	1408 E MACPHAIL RD, BEL AIR, MD 21015-5611
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 01, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Apr 04, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 06, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 17, 2024 · Amount on Record
Deed Sale	Sep 17, 2024 · Amount on Record
Prior Sale	Jun 06, 2003 · Amount on Record
Deed Book / Page	16391 / 169
Prior Transfer Date	Sep 08, 2006
Prior Transfer Doc	0070110254
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Apr 01, 2026
Property Address	1408 E MACPHAIL RD, BEL AIR, MD 21015-5611
Document Number	0170640468
Book / Page	17064 / 468
Instrument Date	Mar 31, 2026
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	1408 E MACPHAIL RD, BEL AIR, MD 21015-5611

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1408 E MACPHAIL RD, BEL AIR, MD 21015-5611
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0122860195
Date	Apr 04, 2017
Book Page	12286/0195
Instrument	12286-0195

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2047

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1408 E MACPHAIL RD, BEL AIR, MD 21015-5611
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	SANCTUARY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0141620145
Date	Oct 06, 2020
Book Page	14162/145

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$876,533 (+22.13%)	$1,194,200 (+66.39%) Land $169,900 Building $1,024,300
2025	$7,318.00 (+10.41%) Homeowner's exemption	$717,700 (+11.96%) Land $169,900 Building $547,800	$717,700 (-) Land $169,900 Building $547,800
2023		$641,033	$717,700 Land $169,900 Building $547,800
2022	$6,628.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2018 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Based on FCC filings for 93 locations within half a mile of this property.

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