1423 E Macphail Rd, Bel Air, MD 21015 Property Records

Harford County property record for 1423 E Macphail Rd, Bel Air, MD 21015

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,214 sqft · built 1987
Lot Size	0.91 acres (39,627 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (May 1996)
Tax Bill	$7,687 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-196065`

Property Details

APN / Parcel Number

Primary APN	`01-196065`
Alternative APNs	`1196065` `196065`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	4,214 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	39,627 sqft (0.91 acres)
Garage Type	Built-in
Garage Area	888 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	575 sqft
Patio Area	410 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	196065
Street Address	1423 E MACPHAIL RD
City	BEL AIR
State	MD
Zip	21015-5610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 2 .910 AC 1423 E MAC PHAIL ROAD GLENANGUS S 8 P 58/69
Legal Subdivision	GLENANGUS
Legal Phase	AIL
Legal Lot Number	2
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	1
Census Block	1007
Census Tract	301102

Owner

Source: Harford County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1423 E MACPHAIL RD, BEL AIR, MD 21015-5610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 1, 1996 · Amount on Record
Deed Sale	May 1, 1996 · Amount on Record
Prior Sale	Sep 24, 1993 · Amount on Record
Deed Document Number	19962255
Deed Book / Page	2373 / 356
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1423 E MACPHAIL RD, BEL AIR, MD 21015-5610
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	MADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1423 E MACPHAIL RD, BEL AIR, MD 21015-5610

Mortgage

Document Number	0159890498
Date	Aug 3, 2023
Book Page	15989/498

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$771,600 (+14.79%) Land $178,200 Building $593,400	$771,600 (+14.79%) Land $178,200 Building $593,400
2025	$7,687.00 (+5.24%)
2023		$672,200 Land $166,100 Building $506,100	$672,200 Land $166,100 Building $506,100
2022	$7,304.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880