Harford County property record for 1415 E Macphail Rd, Bel Air, MD 21015
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 4,136 sqft · built 2002 |
| Lot Size | 0.678 acres (29,533 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $725,000 (Sep 2019) |
| Tax Bill | $8,513 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage Aug 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-196103 |
| Primary APN | 01-196103 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,136 sqft Total Area |
| Utility Area | 180 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 29,533 sqft (0.678 acres) |
| Garage Type | Attached |
| Garage Area | 888 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 532 sqft |
| Porch | Slab |
| Porch Area | 104 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 196103 |
|---|---|
| Street Address | 1415 E MACPHAIL RD |
| City | BEL AIR |
| State | MD |
| Zip | 21015-5610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PO LT 5 .678 AC 1415 E MAC PHAIL ROAD GLENANGUS S 8 P 58/69 |
| Legal Subdivision | FINAL PLAT SECTION 8 PLAT 2 GLENANGUS |
| Legal Phase | AIL |
| Legal Lot Number | PO 5 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 301102 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1415 E MACPHAIL RD, BEL AIR, MD 21015-5610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2025 | Deed of Trust, Mortgage · Unknown FIRST NATIONAL BANK OF PENNSYLVANIA |
| Aug 8, 2017 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Sep 6, 2019 | Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2019 · Amount on Record |
| Deed Sale | Sep 6, 2019 · Amount on Record |
| Prior Sale | May 14, 2004 · Amount on Record |
| Deed Book / Page | 13427 / 488 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1415 E MACPHAIL RD, BEL AIR, MD 21015-5610 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2025 |
| Title Company | CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|---|
| Address | 1415 E MACPHAIL RD, BEL AIR, MD 21015-5610 |
| Document Number | 0168230283 |
|---|---|
| Date | Sep 29, 2025 |
| Book Page | 16823/283 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | NOTTINGHAM, MD 21236 |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Sep 19, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1415 E MACPHAIL RD, BEL AIR, MD 21015-5610 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | RGS TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0124600367 |
|---|---|
| Date | Aug 8, 2017 |
| Book Page | 12460/0367 |
| Instrument | 12460-0367 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | 00000 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 6, 2019 |
| Property Address | 1415 E MACPHAIL RD, BEL AIR, MD 21015-5610 |
| Document Number | 0134270488 |
| Book / Page | 013427 / 000488 |
| Instrument Date | Aug 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2019 |
| Title Company | BROADVIEW TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $725.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1415 E MACPHAIL RD BEL AIR MD 210155610, BEL AIR, MD 21015-5610 |
| Document Number | 134270493 |
|---|---|
| Date | Sep 6, 2019 |
| Book Page | 013427/000493 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 5, 2049 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,513.00 (+9.9%) Homeowner's exemption | $781,100 (+15.41%) Land $175,600 Building $605,500 | $781,100 (+15.41%) Land $175,600 Building $605,500 |
| 2025 | $7,746.00 (+5.46%) Homeowner's exemption | ||
| 2023 | $676,800 Land $163,500 Building $513,300 | $676,800 Land $163,500 Building $513,300 | |
| 2022 | $7,345.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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