Harford County property record for 1414 E Macphail Rd, Bel Air, MD 21015
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 4,222 sqft · built 1979 |
| Lot Size | 2.47 acres (107,593 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,200,000 (Feb 2024) |
| Tax Bill | $9,356 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-152227 |
| Primary APN | 03-152227 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,222 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 107,593 sqft (2.47 acres) |
| Garage Type | Attached |
| Garage Area | 666 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 76 sqft |
| Patio Area | 1,161 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 152227 |
|---|---|
| Street Address | 1414 E MACPHAIL RD |
| City | BEL AIR |
| State | MD |
| Zip | 21015-5611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 4 2.477 AC 1414 E MAC PHAIL ROAD GLENANGUS S1 P 37/33 |
| Legal Subdivision | GLENANGUS |
| Legal Phase | AIL |
| Legal Lot Number | 4 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 303606 |
Source: Harford County assessment roll, as of August 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1414 E MACPHAIL RD, BEL AIR, MD 21015-5611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 26, 2024 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Dec 7, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 26, 2024 · Amount on Record |
| Deed Sale | Feb 26, 2024 · Amount on Record |
| Prior Sale | Jun 30, 2014 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Feb 26, 2024 |
| Property Address | 1414 E MACPHAIL RD, BEL AIR, MD 21015-5611 |
| Document Number | 0161840091 |
| Book / Page | 16184 / 91 |
| Map Reference | MB HDC 37 FO 33 |
| Instrument Date | Feb 15, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2024 |
| Title Company | MAIN STREET TITLE OKC LLC, MAIN STREET TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2010 N BAY SHORE DR, MILTON, DE 19968-9488 |
| Document Number | 0161840094 |
|---|---|
| Date | Feb 26, 2024 |
| Instrument | 16184-0094 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1414 E MACPHAIL RD, BEL AIR, MD 21015-5611 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2022 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0153460143 |
|---|---|
| Date | Feb 3, 2022 |
| Book Page | 15346/143 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1414 E MACPHAIL RD, BEL AIR, MD 21015-5611 |
| Document Number | 0137070192 |
| Instrument Date | Dec 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2020 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 1414 E MACPHATL RD BEL AIR MD 21015, BEL AIR, MD 21015 |
| Document Number | 0137070192 |
|---|---|
| Date | Feb 24, 2020 |
| Book Page | 013707/000192 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 23, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Harford County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,101,100 (+37.61%) | $1,256,900 (+38.76%) Land $167,300 Building $1,089,600 | |
| 2025 | $9,356.00 (+14.04%) | ||
| 2023 | $800,133 | $905,800 Land $167,300 Building $738,500 | |
| 2022 | $8,204.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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