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1413 Jersey Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1413 Jersey Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,104 sqft · built 1995
Lot Size0.172 acres (7,492 sqft)
Owner2 Individual Names on File
Last Sale$335,000 (Feb 2024)
Tax Bill$4 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
May 2023 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN01-26-30-0001-0271-0190

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0271-0190
Alternative APNs
  • 263001000102710190
  • 78712

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,104 sqft Living Area
Gross Area1,632 sqft
1st Floor Area1,104 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2010
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,492 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeAttached
Garage Area368 sqft
Parking Spaces1 Parking Space
PorchFlorida Room
Porch Area160 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1413 JERSEY AVE
CitySAINT CLOUD
StateFL
Zip34769-4246
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR2
Legal DescriptionST CLOUD PB B PG 34 BLK 271 LOTS 19 & 20 11/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block271
Legal Lot Number19
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2046
Census Tract43400

Owner

Source: Osceola County records · APN 01-26-30-0001-0271-0190

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1413 JERSEY AVE, SAINT CLOUD, FL 34769-4246
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2024Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESOURCE GROUP
May 22, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jan 25, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Oct 23, 2017Grant Deed, Transfer
EQUITY TITLE COMPANY
Aug 16, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 22, 2024 · Amount on Record
Deed SaleFeb 22, 2024 · Amount on Record
Prior SaleOct 23, 2017 · Amount on Record
Deed Document Number202423123
Deed Book / Page6553 / 1182
Prior Transfer DateMay 15, 2023
Prior Transfer Doc0064110417
Record UpdatedSep 20, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 22, 2024
Property Address1413 JERSEY AVE, SAINT CLOUD, FL 34769-4246
Document Number0065531182
Book / Page6553 / 1182
Map ReferenceMB B PG 33&34
Instrument DateFeb 15, 2024
Instrument2024023123
Transaction TypeTransfer
Record UpdatedMar 20, 2024
Title CompanyPROMINENCE TITLE, PROMINENCE T&E LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,345.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3432 CIRQUE CIR, ORLANDO, FL 32817-2083

Transferred To (Grantee/Buyer)

NameVerified Name
Address1413 JERSEY AVE, SAINT CLOUD, FL 34769-4246

Mortgage

Document Number0065531184
DateFeb 22, 2024
Instrument6553/1184
Lender
NameMORTGAGE RESOURCE GROUP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateMay 22, 2023
Property Address1413 JERSEY AVE, SAINT CLOUD, FL 34769-4246
Document Number0064110417
Book / Page6411 / 417
Map ReferenceMB B PG 33&34
Instrument DateMay 15, 2023
Instrument2023065083
Transaction TypeTransfer
Record UpdatedJun 06, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address3432 CIRQUE CIR, ORLANDO, FL 32817-2083

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateJan 25, 2023
Property Address1413 JERSEY AVE, SAINT CLOUD, FL 34769-4246
Document Number0063482202
Book / Page6348 / 2202
Map ReferenceMB B PG 33&34
Instrument DateJan 18, 2023
Instrument2023009434
Transaction TypeTransfer
Record UpdatedFeb 06, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3432 CIRQUE CIR, ORLANDO, FL 32817-2083

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateOct 23, 2017
Property Address1413 JERSEY AVE, SAINT CLOUD, FL 34769-4246
Document Number0052282085
Book / Page005228 / 002085
Instrument DateOct 19, 2017
Instrument152119
Transaction TypeTransfer
Record UpdatedNov 14, 2017
Title CompanyEQUITY TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$1,232.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address19405 LAKE PICKETT RD ORLANDO FL 328201610, ORLANDO, FL 32820-1610

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 16, 2017
Property Address1413 JERSEY AVE, SAINT CLOUD, FL 34769-4246
Document Number0051951873
Book / Page005195 / 001873
Instrument DateAug 07, 2017
Instrument118995
Transaction TypeTransfer
Record UpdatedSep 26, 2017

Transaction

AmountAmount Recorded
Tax$700.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address280 S RONALD REAGAN BLVD #120B LONGWOOD FL 327505468, 120B, LONGWOOD, FL 32750-5468

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4.00 (-99.92%)$294,700 (+11.17%) Land $46,800 Building $247,900$294,700 (+11.17%) Land $46,800 Building $247,900
2024$5,180.00 (+8.41%)
2023$4,778.00 (+151.87%)$265,100 (+79.8%) Land $42,500 Building $222,600$265,100 (+11.86%) Land $42,500 Building $222,600
2022$1,897.00 Homeowner's exemption$147,441$237,000 Land $35,100 Building $201,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies18 in force

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Lumen Technologies
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

Based on FCC filings for 470 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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