Osceola County property record for 1401 Jersey Ave, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1994 |
| Square Footage | 1,130 sqft Heated Area |
| Lot Size | 7,405 sqft (0.169 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $184,900 (2018) |
| Tax Bill | $1,852.00 (2025) |
| Primary APN | 78714 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,130 sqft Heated Area |
| Gross Area | 1,568 sqft Gross Area |
| 1st Floor | 1,130 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,405 sqft (0.169 acres) |
| Depth X Width | 150 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 312 sqft Garage |
| Porch | Finished/Screened Porch |
| Porch Area | 126 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 78714 |
|---|---|
| Street Address | 1401 JERSEY AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-4246 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD PB B PG 34 BLK 271 LOTS 23 & 24 11/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD |
| Legal Tract | 1 |
| Legal Block | 271 |
| Legal Lot Number | 23 24 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2046 |
| Census Tract | 43400 |
Source: Osceola County records · APN 78714
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1401 JERSEY AVE, SAINT CLOUD, FL 34769-4246 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 10, 2023 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Jun 15, 2018 | Deed of Trust, Mortgage · Veterans Administration Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 15, 2018 · Amount on Record |
| Deed Sale | Jun 15, 2018 · Amount on Record |
| Prior Sale | Apr 16, 1998 · Amount on Record |
| Deed Doc Number | 0005351733 |
| Deed Book / Page | 01488 / 01991 |
| Prior Transfer Date | Feb 25, 2002 |
| Prior Transfer Doc | 0200702465 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1401 JERSEY AVE, SAINT CLOUD, FL 34769-4246 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2023 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 1401 JERSEY AVE, SAINT CLOUD, FL 34769-4246 |
| Document Number | 0063692443 |
|---|---|
| Date | Mar 10, 2023 |
| Book Page | 6369/2443 |
| Instrument | 2023028493 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 304 Months |
| Due | Jul 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1401 JERSEY AVE, SAINT CLOUD, FL 34769-4246 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0053510734 |
|---|---|
| Date | Jun 15, 2018 |
| Book Page | 5351/0734 |
| Instrument | 2018092867 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,852.00 (+7.18%) Homeowner's exemption | $146,378 (+5.99%) | $247,400 (+12.1%) Land $46,800 Building $200,600 |
| 2023 | $1,728.00 (+4.28%) Homeowner's exemption | $138,110 (+3%) | $220,700 (+18.08%) Land $42,500 Building $178,200 |
| 2022 | $1,657.00 Homeowner's exemption | $134,088 | $186,900 Land $35,100 Building $151,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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