1320 Jersey Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1320 Jersey Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Commercial Office
Details	1,885 sqft · built 1910
Lot Size	0.344 acres (14,984 sqft)
Owner	2 Company Names on File
Last Sale	$95,000 (Sep 2010)
Tax Bill	$3,574 (2025)
Deeds & Mortgages	Mar 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`01-26-30-0001-0253-0090`

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0253-0090`
Alternative APNs	`263001000102530090` `78579`

Interior

Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,885 sqft Gross Area
1st Floor Area	1,007 sqft
Upper Floors Area	612 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Aluminum Siding
Construction Type	Frame
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,984 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	266 sqft
Deck Area	150 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1320 JERSEY AVE
City	SAINT CLOUD
State	FL
Zip	34769-4245
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Local Zoning Code	SHB
Legal Description	ST CLOUD PB B PG 34 BLK 253 LOTS 9-12 11/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	253
Legal Lot Number	9
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2042
Census Tract	43400

Owner

Source: Osceola County assessment roll, APN 01-26-30-0001-0253-0090, as of November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	486 CARROLL ST, CLERMONT, FL 34711-2210
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 30, 2010 · Amount on Record
Deed Sale	Sep 30, 2010 · Amount on Record
Prior Sale	Jul 14, 2009
Deed Document Number	2010145551
Deed Book / Page	4041 / 350
Last Transfer Date	Mar 18, 2026
Transfer Doc	0000037560
Record Updated	Jun 08, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Mar 23, 2026
Property Address	1320 JERSEY AVE, SAINT CLOUD, FL 34769-4245
Document Number	0069410690
Book / Page	6941 / 690
Map Reference	MB B PG 33&34
Instrument Date	Mar 18, 2026
Instrument	2026037560
Transaction Type	Transfer
Record Updated	Apr 01, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	486 CARROLL ST, CLERMONT, FL 34711-2210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 CARROLL ST, CLERMONT, FL 34711-2210

Tax Assessment & Valuation

Source: Osceola County assessment roll as of November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,574.00 (+7.39%)	$293,900 (+10.82%) Land $145,700 Building $148,200	$293,900 (+10.82%) Land $145,700 Building $148,200
2024	$3,328.00 (+6.91%)
2023	$3,113.00 (+40.8%)	$265,200 (+106.54%) Land $118,000 Building $147,200	$265,200 (+106.54%) Land $118,000 Building $147,200
2022	$2,211.00	$128,400 Land $98,300 Building $30,100	$128,400 Land $98,300 Building $30,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970434002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 470 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL3491373, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.