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1425 Jersey Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1425 Jersey Ave, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1999
Square Footage1,130 sqft Living Area
Lot Size7,492 sqft (0.172 acres)
OccupancyOwner Occupied
Last Sale$300,000 (2023)
Tax Bill$3,880.00 (2024)

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0271-0150
Alternative APNs
  • 263001000102710150
  • 78710

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,130 sqft Living Area
Gross Area1,568 sqft Gross Area
1st Floor1,130 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1999
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,492 sqft (0.172 acres)
Depth X Width150 ft x 50 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area312 sqft Garage
Porch Area438 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1425 JERSEY AVE
CitySAINT CLOUD
StateFL
Zip34769-4246
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 34 BLK 271 LOTS 15 & 16 11/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block271
Legal Lot Number15
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2046
Census Tract43400

Owner

Source: Osceola County records · APN 01-26-30-0001-0271-0150

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1336 HILLWAY RD, APOPKA, FL 32703-7418
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2023Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
NEW AMERICAN FUNDING
Mar 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 06, 2017Deed of Trust, Mortgage
YALE MORTGAGE FUNDING LLC
Dec 10, 2019Quit Claim Deed, Transfer · Line of Credit
VELOCITY COM'L CAP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 28, 2023 · Amount on Record
Deed SaleMar 28, 2023 · Amount on Record
Prior SaleMay 01, 2017
Deed Doc Number202334762
Deed Book / Page6377 / 1024
Prior Transfer DateDec 06, 2019
Prior Transfer Doc0056371609
Record RefreshedJun 08, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 28, 2023
Property Address1425 JERSEY AVE, SAINT CLOUD, FL 34769-4246
Document Number0063771024
Book / Page6377 / 1024
Map ReferenceMB B PG 33&34
Instrument DateMar 10, 2023
Instrument2023034762
Transaction TypeTransfer
Record UpdatedApr 12, 2023
Title CompanyINNOVATIVE TITLE SERVICES I LLC, INNOVATIVE TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6085 COUNTY ROAD 266, FIVE POINTS, AL 36855-2930

Transferred To (Grantee/Buyer)

NameVerified Name
Address1336 HILLWAY RD, APOPKA, FL 32703-7418

Mortgage

Document Number0063771026
DateMar 28, 2023
Instrument6377/1026
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1425 JERSEY AVE, SAINT CLOUD, FL 34769-4246
Transaction TypeMortgage
Record UpdatedMar 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address6085 COUNTY ROAD, FIVE POINTS, AL 36855

Mortgage

Document Number0061690522
DateMar 10, 2022
Book Page6169/522
Instrument2022039226
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1425 JERSEY AVE, SAINT CLOUD, FL 34769-4246
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFLORIDA TITLE & ESCROW PROFE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050812441
DateJan 06, 2017
Book Page5081/2441
Instrument2017003006
Lender
NameYALE MORTGAGE FUNDING LLC
TypeMortgage Company
AddressMIAMI BEACH, FL 33139
Agreement
AmountAmount Recorded
Term35 Months
DueDec 01, 2019
Interest
Rate12%

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateDec 10, 2019
Property Address1425 JERSEY AVE, SAINT CLOUD, FL 34769-4246
Document Number0056371609
Book / Page005637 / 001609
Instrument DateDec 06, 2019
Instrument159584
Transaction TypeTransfer
Record UpdatedDec 27, 2019
Title CompanyJEWEL STONE TITLE INSURANCE AGENCY INC, JEWEL STONE TITLE INS AGCY INC

Transaction

AmountAmount Recorded
Tax$262.50
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6085 COUNTY ROAD 266 FIVE POINTS AL 368552930, FIVE POINTS, AL 36855-2930

Mortgage

Document Number56371611
DateDec 10, 2019
Book Page005637/001611
Instrument159585
Lender
NameVELOCITY COM'L CAP
TypeFunding / Finance Company
AddressWESTLAKE VILLAGE, CA 91362
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueDec 09, 2039
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,963.00 (+2.14%) Homeowner's exemption$264,300 (+215.17%) Land $46,800 Building $217,500$264,300 (+12.23%) Land $46,800 Building $217,500
2024$3,880.00 (+96,9%)
2023$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$83,860 (+3%)$235,500 (+18.1%) Land $42,500 Building $193,000
2022$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$81,418$199,400 Land $35,100 Building $164,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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