Osceola County property record for 1431 Jersey Ave, Saint Cloud, FL 34769 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1993 |
| Square Footage | 1,130 sqft Living Area |
| Lot Size | 7,492 sqft (0.172 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $90,000 (2001) |
| Tax Bill | $421.00 (2024) |
| Primary APN | 01-26-30-0001-0271-0130 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,130 sqft Living Area |
| Gross Area | 1,512 sqft Gross Area |
| 1st Floor | 1,130 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,492 sqft (0.172 acres) |
| Depth X Width | 150 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 312 sqft Garage |
| Shed | 1 Shed |
| Shed Area | 64 sqft Shed |
| Porch Area | 394 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1431 JERSEY AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-4246 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD PB B PG 34 BLK 271 LOTS 13 & 14 11/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 271 |
| Legal Lot Number | 13 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2046 |
| Census Tract | 43400 |
Source: Osceola County records · APN 01-26-30-0001-0271-0130
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1431 JERSEY AVE, SAINT CLOUD, FL 34769-4246 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Feb 29, 2024 | Gift Deed, Transfer |
| Oct 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ADDITION FIN'L CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 01, 2001 · Amount on Record |
| Deed Sale | Aug 01, 2001 · Amount on Record |
| Prior Sale | Jul 19, 1999 · Amount on Record |
| Deed Book / Page | 1911 / 487 |
| Last Transfer Date | Feb 27, 2024 |
| Transfer Doc | 0065570603 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 29, 2024 |
| Property Address | 1431 JERSEY AVE, SAINT CLOUD, FL 34769-4246 |
| Document Number | 0065570603 |
| Book / Page | 6557 / 603 |
| Map Reference | MB B PG 33 |
| Instrument Date | Feb 27, 2024 |
| Instrument | 2024026487 |
| Transaction Type | Transfer |
| Record Updated | Apr 04, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1431 JERSEY AVE, SAINT CLOUD, FL 34769-4246 |
| Name | Verified Name |
|---|---|
| Address | 4805 CITRUS OAK LN, SAINT CLOUD, FL 34771-8900 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1431 JERSEY AVE, SAINT CLOUD, FL 34769-4246 |
| Document Number | 0058262963 |
| Instrument Date | Oct 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2020 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 1431 JERSEY AVE ST CLOUD FL 347694246, ST CLOUD, FL 34769-4246 |
| Document Number | 0058262963 |
|---|---|
| Date | Nov 04, 2020 |
| Book Page | 005826/002963 |
| Instrument | 150636 |
| Name | ADDITION FIN'L CU |
|---|---|
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 03, 2035 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $455.00 (+8.08%) | $84,985 (+5.99%) | $248,600 (+11.98%) Land $46,800 Building $201,800 |
| 2024 | $421.00 (+9.07%) | ||
| 2023 | $386.00 (-9.39%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $80,185 (+3%) | $222,000 (+18.02%) Land $42,500 Building $179,500 |
| 2022 | $426.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption | $77,850 | $188,100 Land $35,100 Building $153,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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