1413 196th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 1413 196th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 1998
Lot Size	0.171 acres (7,457 sqft)
Owner	2 Individual Names on File
Last Sale	$299,000 (Jun 2019)
Tax Bill	$4,798 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`500165-0-020`

Property Details

APN / Parcel Number

Primary APN	`500165-0-020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,300 sqft Living Area
Gross Area	1,856 sqft
1st Floor Area	1,300 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,457 sqft (0.171 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	56 sqft
Deck Area	156 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1413 196TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-8053
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 24 HIDDEN GARDENS PH IV L 2 TOG/W PRI RD EASE OF RECORD OUT OF 2-037 SEG I0540MD 1/30/97MD
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	HIDDEN GARDENS PH IV
Legal Phase	4
Legal Lot Number	2
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1008
Census Tract	71411

Owner

1413 196th St Ct E is owned and occupied by two individuals who bought it in June 2019.

Source: Pierce County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1413 196TH STREET CT E, SPANAWAY, WA 98387-8053
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jun 21, 2019	Warranty Deed, Transfer GUARANTEED RATE
May 22, 2018	Warranty Deed, Transfer · Construction Mortgage HUGHES INTERESTS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2019 · Amount on File
Deed Sale	Jun 21, 2019 · Amount on File
Prior Sale	May 22, 2018 · Amount on File
Deed Document Number	2019724
Prior Transfer Date	Mar 21, 2014
Prior Transfer Doc	0000000556
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1413 196TH STREET CT E, SPANAWAY, WA 98387-8053
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 196TH STREET CT E, SPANAWAY, WA 98387-8053

Mortgage

Document Number	0010140972
Date	Oct 14, 2020
Instrument	202010140972

Lender

Name	US BANK NA
Type	Bank
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	345 Months
Due	Jul 1, 2049

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jun 21, 2019
Property Address	1413 196TH STREET CT E, SPANAWAY, WA 98387-8053
Document Number	1906210724
Instrument Date	Jun 17, 2019
Instrument	201906210724
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,327.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1413 196TH STREET CT E SPANAWAY WA 983878053, SPANAWAY, WA 98387-8053

Mortgage

Document Number	1906210725
Date	Jun 21, 2019
Instrument	201906210725

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	May 22, 2018
Property Address	1413 196TH STREET CT E, SPANAWAY, WA 98387-8053
Document Number	1805220588
Instrument Date	May 9, 2018
Instrument	201805220588
Transaction Type	Transfer
Record Updated	Jul 25, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,277.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23090 MYRTLE LN WOODLAND CA 956959302, WOODLAND, CA 95695-9302

Mortgage

Document Number	1805220589
Date	May 22, 2018
Instrument	201805220589

Lender

Name	HUGHES INTERESTS LLC
Address	1612 ANDERSON AVE, ANN ARBOR, MI 48104-4742

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 21, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 1413 196th St Ct E was $4,798, up 2.3% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$428,800 Land $156,900 Building $271,900	$428,800 Land $156,900 Building $271,900
2025	$4,798.00 (+2.3%)
2024	$4,690.00 (-1.37%)	$402,600 (-2.99%) Land $164,100 Building $238,500	$402,600 (-2.99%) Land $164,100 Building $238,500
2023	$4,755.00	$415,000 Land $155,700 Building $259,300	$415,000 Land $155,700 Building $259,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1413 196th St Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1413 196th St Ct E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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