1307 196th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 1307 196th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,969 sqft · built 1995
Lot Size	0.276 acres (12,001 sqft)
Owner	2 Individual Names on File
Last Sale	$318,000 (Sep 2019)
Tax Bill	$5,535 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`500105-1-250`

Property Details

APN / Parcel Number

Primary APN	`500105-1-250`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,969 sqft Living Area
Gross Area	2,443 sqft
1st Floor Area	926 sqft
Upper Floors Area	1,074 sqft
Basement Area	932 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2001
Architectural Style	Bi-Level
Exterior Material	Frame/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	12,001 sqft (0.276 acres)
Garage Type	Attached
Garage Area	474 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	680 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1307 196TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-8051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 24 HIDDEN GARDENS PHASE II: HIDDEN GARDENS PHASE II SE OF NW 03-18-03E L 125 TOG/W PRI RD EASE OF REC APPROX 12,001 SQ FT OUT OF 2-035 SEG G0074 MD 7/06/94 MD
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	HIDDEN GARDENS PHASE II
Legal Phase	2
Legal Lot Number	125
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1008
Census Tract	71411

Owner

1307 196th St Ct E is owned and occupied by two individuals who bought it in September 2019.

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1307 196TH STREET CT E, SPANAWAY, WA 98387-8051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Aug 4, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Nov 2, 2021	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Sep 30, 2019	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2019 · Amount on File
Deed Sale	Sep 30, 2019 · Amount on File
Prior Sale	Jul 17, 2003 · Amount on File
Deed Document Number	2019883
Prior Transfer Date	May 23, 2016
Prior Transfer Doc	0000000546
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1307 196TH STREET CT E, SPANAWAY, WA 98387-8051
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 196TH STREET CT E, SPANAWAY, WA 98387-8051

Mortgage

Document Number	0010080359
Date	Oct 8, 2025
Instrument	202510080359

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	288 Months
Due	Oct 1, 2049

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1307 196TH STREET CT E, SPANAWAY, WA 98387-8051
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 196TH STREET CT E, SPANAWAY, WA 98387-8051

Mortgage

Document Number	0008040107
Date	Aug 4, 2023
Instrument	202308040107

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	314 Months
Due	Oct 1, 2049

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1307 196TH STREET CT E, SPANAWAY, WA 98387-8051
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 196TH STREET CT E, SPANAWAY, WA 98387-8051

Mortgage

Document Number	0011020031
Date	Nov 2, 2021
Instrument	202111020031

Lender

Name	LOANCARE LLC
Type	Non-Lending Institution
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	335 Months
Due	Oct 1, 2049

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Sep 30, 2019
Property Address	1307 196TH STREET CT E, SPANAWAY, WA 98387-8051
Document Number	0009300883
Map Reference	DOC 9405190335
Instrument Date	Sep 13, 2019
Instrument	201909300883
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,660.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 196TH STREET CT E, SPANAWAY, WA 98387-8051

Mortgage

Document Number	0009300884
Date	Sep 30, 2019
Instrument	201909300884

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1307 196th St Ct E was $5,535, up 0.5% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,535.00 (+0.51%)	$490,400 Land $173,000 Building $317,400	$490,400 Land $173,000 Building $317,400
2025	$5,507.00 (+2.28%)
2024	$5,384.00 (-1.41%)	$462,900 (-3.08%) Land $181,000 Building $281,900	$462,900 (-3.08%) Land $181,000 Building $281,900
2023	$5,461.00	$477,600 Land $171,700 Building $305,900	$477,600 Land $171,700 Building $305,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1307 196th St Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1307 196th St Ct E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Lightcurve, Verizon.

Nearby Properties on 196th St Ct E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures