1408 196th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 1408 196th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,640 sqft · built 1998
Lot Size	0.216 acres (9,410 sqft)
Owner	2 Individual Names on File
Last Sale	$489,000 (Mar 2025)
Tax Bill	$5,221 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`500165-0-060`

Property Details

APN / Parcel Number

Primary APN	`500165-0-060`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,640 sqft Living Area
Gross Area	2,168 sqft
Upper Floors Area	1,136 sqft
Basement Area	556 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2004
Architectural Style	Split Foyer
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,410 sqft (0.216 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	240 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1408 196TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-8053
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 24 HIDDEN GARDENS PH IV L 6 TOG/W PRI RD EASE OF REC OUT OF 2-037 SEG I0540MD 1/30/97MD
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	HIDDEN GARDENS PH IV
Legal Phase	4
Legal Lot Number	6
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1008
Census Tract	71411

Owner

1408 196th St Ct E is owned by two individuals who bought it in March 2025.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12724 104TH AVENUE CT E, M303, PUYALLUP, WA 98374-5656
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 5, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Oct 24, 2017	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE
Oct 25, 2017	Quit Claim Deed FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2025 · Amount on File
Deed Sale	Mar 4, 2025 · Amount on File
Prior Sale	Oct 24, 2017 · Amount on File
Deed Document Number	2025311
Prior Transfer Date	Jul 27, 2004
Prior Transfer Doc	0000000202
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1408 196TH STREET CT E, SPANAWAY, WA 98387-8053
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 196TH STREET CT E, SPANAWAY, WA 98387-8053
Investor	Possibly a Property Investor

Mortgage

Document Number	0001270215
Date	Jan 27, 2026
Instrument	202601270215

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1408 196TH STREET CT E, SPANAWAY, WA 98387-8053
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003080518
Date	Mar 8, 2021
Instrument	202103080518

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1408 196TH STREET CT E, SPANAWAY, WA 98387-8053
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004040480
Date	Apr 4, 2022
Instrument	202204040480

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1408 196TH STREET CT E, SPANAWAY, WA 98387-8053
Document Number	2005190639
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 196TH STREET CT E SPANAWAY WA 983878053, SPANAWAY, WA 98387-8053

Mortgage

Document Number	2005190639
Date	May 19, 2020
Instrument	202005190639

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	324 Months
Due	May 18, 2047

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1408 196TH STREET CT E, SPANAWAY, WA 98387-8053
Document Number	1906100347
Instrument Date	Jun 5, 2019
Transaction Type	Mortgage
Record Updated	Jun 25, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 196TH STREET CT E SPANAWAY WA 983878053, SPANAWAY, WA 98387-8053

Mortgage

Document Number	1906100347
Date	Jun 10, 2019
Instrument	201906100347

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 9, 2049

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Oct 24, 2017
Property Address	1408 196TH STREET CT E, SPANAWAY, WA 98387-8053
Document Number	0010240742
Map Reference	DOC9612190333
Instrument Date	Oct 19, 2017
Instrument	201710240742
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	F A T C O

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,450.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 196TH STREET CT E, SPANAWAY, WA 98387-8053

Mortgage

Document Number	0010240743
Date	Oct 24, 2017
Instrument	201710240743

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

October 2017: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Oct 25, 2017
Property Address	1408 196TH STREET CT E, SPANAWAY, WA 98387-8053
Document Number	1710250485
Instrument Date	Feb 10, 2014
Instrument	201710250485
Record Updated	Nov 1, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 196TH STREET CT E SPANAWAY WA 983878053, SPANAWAY, WA 98387-8053

Tax Assessment & Valuation

The 2026 property tax bill for 1408 196th St Ct E was $5,221, up 0.9% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,221.00 (+0.89%)	$461,400 Land $166,200 Building $295,200	$461,400 Land $166,200 Building $295,200
2025	$5,175.00 (+2.45%)
2024	$5,051.00 (-1.42%)	$433,200 (-3.11%) Land $173,900 Building $259,300	$433,200 (-3.11%) Land $173,900 Building $259,300
2023	$5,124.00	$447,100 Land $164,900 Building $282,200	$447,100 Land $164,900 Building $282,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1408 196th St Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1408 196th St Ct E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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