1601 196th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 1601 196th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,748 sqft · built 2000
Lot Size	0.169 acres (7,379 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Jan 2021)
Tax Bill	$4,991 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`500220-0-320`

Property Details

APN / Parcel Number

Primary APN	`500220-0-320`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,748 sqft Living Area
Gross Area	2,189 sqft
1st Floor Area	1,035 sqft
Upper Floors Area	713 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Architectural Style	Split Level
Exterior Material	Frame/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,379 sqft (0.169 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	83 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1601 196TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-8085
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 13 CLAREWOOD PHASE 3 L 32 TOG/W PRI RD EASE OF REC OUT OF 1-024 SEG K0345 MA 12/7/98 MA
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	CLAREWOOD PHASE 3
Legal Phase	3
Legal Lot Number	32
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1008
Census Tract	71411

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1601 196TH STREET CT E, SPANAWAY, WA 98387-8085
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMEFINITY
Mar 18, 2020	Quit Claim Deed, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE
May 23, 2018	Warranty Deed, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE
Dec 22, 2017	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2021 · Amount on Record
Deed Sale	Jan 28, 2021 · Amount on Record
Prior Sale	Mar 18, 2020
Deed Document Number	2021791
Prior Transfer Date	Mar 13, 2020
Prior Transfer Doc	0000180894
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jan 28, 2021
Property Address	1601 196TH STREET CT E, SPANAWAY, WA 98387-8085
Document Number	2101280791
Instrument Date	Jan 20, 2021
Instrument	202101280791
Transaction Type	Transfer
Record Updated	Mar 15, 2021
Title Company	RAINIER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,405.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1601 196TH STREET CT E SPANAWAY WA 983878085, SPANAWAY, WA 98387-8085

Mortgage

Document Number	2101280792
Date	Jan 28, 2021
Instrument	202101280792

Lender

Name	HOMEFINITY
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2051

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Mar 18, 2020
Property Address	1601 196TH STREET CT E, SPANAWAY, WA 98387-8085
Document Number	0003180894
Map Reference	DOC199811185004
Instrument Date	Mar 13, 2020
Instrument	202003180894
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	FIRST AMERICAN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 196TH STREET CT E, SPANAWAY, WA 98387-8085

Mortgage

Document Number	0003180895
Date	Mar 18, 2020
Instrument	202003180895

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	May 23, 2018
Property Address	1601 196TH STREET CT E, SPANAWAY, WA 98387-8085
Document Number	0005230563
Map Reference	DOC9811185004
Instrument Date	May 11, 2018
Instrument	201805230563
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	RAINIER TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,518.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 196TH STREET CT E, SPANAWAY, WA 98387-8085

Mortgage

Document Number	0005230564
Date	May 23, 2018
Instrument	201805230564

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1601 196TH STREET CT E, SPANAWAY, WA 98387-8085
Document Number	1801040048
Instrument Date	Dec 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1601 196TH STREET CT E SPANAWAY WA 983878085, SPANAWAY, WA 98387-8085

Mortgage

Document Number	1801040048
Date	Jan 4, 2018
Instrument	201801040048

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2048

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,991.00 (+1.09%)	$438,300 (+6.69%) Land $156,500 Building $281,800	$438,300 (+6.69%) Land $156,500 Building $281,800
2025	$4,937.00 (+2.47%)
2024	$4,818.00 (-1.33%)	$410,800 (-3.09%) Land $163,700 Building $247,100	$410,800 (-3.09%) Land $163,700 Building $247,100
2023	$4,883.00	$423,900 Land $155,200 Building $268,700	$423,900 Land $155,200 Building $268,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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