1409 196th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 1409 196th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,484 sqft · built 1998
Lot Size	0.168 acres (7,318 sqft)
Owner	Individual Name on File
Last Sale	$480,000 (Jun 2022)
Tax Bill	$5,012 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`500165-0-010`

Property Details

APN / Parcel Number

Primary APN	`500165-0-010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,484 sqft Living Area
Gross Area	2,016 sqft
1st Floor Area	800 sqft
Upper Floors Area	684 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2018
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,318 sqft (0.168 acres)
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	96 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1409 196TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-8053
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 24 HIDDEN GARDENS PH IV L 1 TOG/W PRI RD EASE OF REC OUT OF 2-037 SEG I0540MD 1/30/97MD
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	HIDDEN GARDENS PH IV
Legal Phase	4
Legal Lot Number	1
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1008
Census Tract	71411

Owner

1409 196th St Ct E is owned by an individual who bought it in June 2022.

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5031 BIG RED ST, A, KAPOLEI, HI 96707-3662
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Warranty Deed, Transfer · VA Mortgage BAY EQUITY LLC
Sep 4, 2020	Intrafamily Transfer, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 28, 2018	Warranty Deed, Transfer · VA Mortgage ENVOY MORTGAGE LTD
Jul 18, 2018	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2022 · Amount on File
Deed Sale	Jun 29, 2022 · Amount on File
Prior Sale	Sep 4, 2020
Deed Document Number	2022342
Prior Transfer Date	Aug 31, 2020
Prior Transfer Doc	0000040334
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jun 29, 2022
Property Address	1409 196TH STREET CT E, SPANAWAY, WA 98387-8053
Document Number	0006290342
Map Reference	DOC 9612190333
Instrument Date	Jun 16, 2022
Instrument	202206290342
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,680.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 196TH STREET CT E, SPANAWAY, WA 98387-8053

Mortgage

Document Number	0006290343
Date	Jun 29, 2022
Instrument	202206290343

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Sep 4, 2020
Property Address	1409 196TH STREET CT E, SPANAWAY, WA 98387-8053
Document Number	0009040334
Map Reference	DOC 9612190333
Instrument Date	Aug 31, 2020
Instrument	202009040334
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 196TH STREET CT E, BETHEL, WA 98387-8053

Mortgage

Document Number	0009040335
Date	Sep 4, 2020
Instrument	202009040335

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Nov 28, 2018
Property Address	1409 196TH STREET CT E, SPANAWAY, WA 98387-8053
Document Number	0011280089
Map Reference	DOC9612190333
Instrument Date	Nov 19, 2018
Instrument	201811280089
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,340.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 196TH STREET CT E, SPANAWAY, WA 98387-8053

Mortgage

Document Number	0011280091
Date	Nov 28, 2018
Instrument	201811280091

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jul 18, 2018
Property Address	1409 196TH STREET CT E, SPANAWAY, WA 98387-8053
Document Number	0007180480
Map Reference	DOC9612190333
Instrument Date	Jul 17, 2018
Instrument	201807180480
Transaction Type	Transfer
Record Updated	Feb 16, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$4,005.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10517 140TH AVENUE CT E, PUYALLUP, WA 98374-2000
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,012.00 (+0.97%)	$443,600 (+6.71%) Land $156,100 Building $287,500	$443,600 (+6.71%) Land $156,100 Building $287,500
2025	$4,964.00 (+2.41%)
2024	$4,847.00 (-1.5%)	$415,700 (-3.17%) Land $163,300 Building $252,400	$415,700 (-3.17%) Land $163,300 Building $252,400
2023	$4,921.00	$429,300 Land $154,900 Building $274,400	$429,300 Land $154,900 Building $274,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1409 196th St Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1409 196th St Ct E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Lightcurve, Verizon.

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