1411 E Main Cross St, Findlay, OH 45840 Property Records

Hancock County property record for 1411 E Main Cross St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,668 sqft · built 1996
Lot Size	0.407 acres (17,733 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,743 (2025)
Deeds & Mortgages	Aug 2025 Transfer Aug 2025 Sale
Flood Zone	Zone X (moderate risk)
APN	`1011-173-06-021.000`

Property Details

APN / Parcel Number

Primary APN	`1011-173-06-021.000`
Alternative APN	`600001009928`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,668 sqft Living Area
1st Floor Area	1,668 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	17,733 sqft (0.407 acres)
Lot Dimensions	143 ft deep x 124 ft wide
Terrain	High
Garage Type	Attached
Garage Area	732 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	564 sqft
Deck Area	128 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1411 E MAIN CROSS ST
City	FINDLAY
State	OH
Zip	45840-7049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAWMILL ESTATES LOT 58
Legal Subdivision	SAWMILL ESTATES
Legal Lot Number	58
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	4
Census Block	4004
Census Tract	700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Findlay Country Club Golf Course listed 2019 · 1 contributing resources · NRIS 100004705

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1411 E MAIN CROSS ST, FINDLAY, OH 45840-7049
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2025	Intrafamily Transfer, Transfer
Aug 14, 2025	Certificate of Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 1993
Deed Sale	Apr 28, 1993
Last Transfer Date	Aug 4, 2025
Transfer Doc	02621/4974
Record Updated	Sep 20, 2026

August 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Aug 14, 2025
Property Address	1411 E MAIN CROSS ST, FINDLAY, OH 45840-7049
Document Number	02621/4974
Book / Page	2621 / 4974
Instrument Date	Aug 4, 2025
Instrument	202500006962
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1411 E MAIN CROSS ST, FINDLAY, OH 45840-7049

August 2025: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	HANCOCK OH
Recording Date	Aug 14, 2025
Property Address	1411 E MAIN CROSS ST, FINDLAY, OH 45840-7049
Document Number	02621/4972
Book / Page	2621 / 4972
Instrument Date	Jul 1, 2025
Instrument	202500006961
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1411 E MAIN CROSS ST, FINDLAY, OH 45840-7049

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,743.00 (+9.46%) Homeowner's exemption Senior Citizen's exemption	$99,640 (+23.99%) Land $19,100 Building $80,540	$284,700 (+24%) Land $54,580 Building $230,120
2024	$2,506.00 (-1.07%) Homeowner's exemption Senior Citizen's exemption	$80,360 (-) Land $15,410 Building $64,950
2023	$2,533.00 Homeowner's exemption Senior Citizen's exemption	$80,360 Land $15,410 Building $64,950
2022			$229,590 Land $44,020 Building $185,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Nearby Flood Policies	44 in force
Nearby Flood Claims	125 (1981–2019)
Claims Outside the SFHA	11 of 125
Most Recent Claim	Apr 2019 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 67 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Amplex Wireless.

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