Hancock County property record for 1315 E Main Cross St, Findlay, OH 45840
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,684 sqft · built 2008 |
| Lot Size | 0.316 acres (13,761 sqft) |
| Owner | Individual Name on File |
| Last Sale | $112,000 (Apr 2002) |
| Tax Bill | $3,644 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 1011-173-05-006.000 |
| Primary APN | 1011-173-05-006.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,684 sqft Living Area |
| 1st Floor Area | 1,684 sqft |
| Upper Floors Area | 504 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 13,761 sqft (0.316 acres) |
| Lot Dimensions | 160 ft deep x 86 ft wide |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 21 sqft |
| Deck Area | 224 sqft |
| Patio Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1315 E MAIN CROSS ST |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-6318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STOWELL SUB DIV LOT 5 |
| Legal Subdivision | STOWELL SUB |
| Legal Lot Number | 5 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | FINDLAY |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 700 |
Source: Hancock County records · APN 1011-173-05-006.000
Assessment roll updated May 29, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1315 E MAIN CROSS ST, FINDLAY, OH 45840-6318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 09, 2002 · Amount on Record |
| Deed Sale | Apr 09, 2002 · Amount on Record |
| Prior Sale | May 19, 1998 · Amount on Record |
| Record Updated | Sep 20, 2026 |
Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| Municipality | Findlay City |
| Unified School District | Findlay City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,644.00 (+12.02%) | $115,830 (+30.01%) Land $12,990 Building $102,840 | $330,940 (+3%) Land $37,120 Building $293,820 |
| 2023 | $3,253.00 | $89,090 Land $9,990 Building $79,100 | |
| 2022 | $254,560 Land $28,550 Building $226,010 |
Source: FEMA National Flood Hazard Layer as of June 2, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 44 policies |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 125 (1981–2019) |
| Claims Outside the SFHA | 11 of 125 |
| Most Recent Claim | Apr 2019 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Listed Area | Within Findlay Country Club Golf Course listed 2019 · 1 contributing resources · NRIS 100004705 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| HDER Link Fixed Wireless | 500 / 500 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| Defiance Holdings Fixed Wireless | 200 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: Amplex Electric.
Based on FCC filings for 255 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FINDLAY CITY PWS serves 54,040 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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