1319 E Main Cross St, Findlay, OH 45840 Property Records

Hancock County property record for 1319 E Main Cross St, Findlay, OH 45840

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,242 sqft · built 1961
Lot Size0.297 acres (12,946 sqft)
OwnerCompany Name on Record
Last Sale$93,000 (Sep 2019)
Tax Bill$2,144 (2025)
Deeds & MortgagesSep 2019 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN1011-173-05-005.000

Property Details

APN / Parcel Number

Primary APN1011-173-05-005.000
Alternative APN
  • 600000300490

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures2 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,242 sqft Living Area
1st Floor Area1,242 sqft
FlooringTile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Roof MaterialShingle
Lot Area12,946 sqft (0.297 acres)
Lot Dimensions156 ft deep x 83 ft wide
Garage TypeAttached
Garage Area520 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area60 sqft
Patio Area108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1319 E MAIN CROSS ST
CityFINDLAY
StateOH
Zip45840-6318
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTOWELL SUB DIV LOT 6
Legal SubdivisionSTOWELL SUB
Legal Lot Number6
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group4
Census Block4024
Census Tract700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Findlay Country Club Golf Course
listed 2019 · 1 contributing resources · NRIS 100004705

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3299 TOWNSHIP RD 95, 95, CAREY, OH 43316
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2019 · Amount on Record
Deed SaleSep 30, 2019 · Amount on Record
Prior SaleOct 3, 1983
Deed Document Number20198358
Deed Book / Page2561 / 4575
Record UpdatedSep 20, 2026

September 2019: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionHANCOCK OH
Recording DateSep 30, 2019
Property Address1319 E MAIN CROSS ST, FINDLAY, OH 45840-6318
Document Number02561/4575
Book / Page2561 / 4575
Instrument DateSep 26, 2019
Instrument201900008358
Transaction TypeTransfer
Record UpdatedApr 25, 2022
Title CompanyASSURED TITLE, ASSURED TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3299 TOWNSHIP HIGHWAY 95, CAREY, OH 43316-9576

Mortgage

Document Number201900008359
DateSep 30, 2019
Instrument201900008359
Lender
NameFIRST FEDERAL BANK OF THE MIDWEST
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,144.00 (+12.02%)$68,150 (+29.98%) Land $12,390 Building $55,760$194,710 (+3%) Land $35,390 Building $159,320
2023$1,914.00$52,430 Land $9,530 Building $42,900
2022$149,780 Land $27,220 Building $122,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 44 policies
Nearby Flood Policies44 in force
Nearby Flood Claims125 (1981–2019)
Claims Outside the SFHA11 of 125
Most Recent ClaimApr 2019 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 67 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
HDER Link
Fixed Wireless
500 / 500
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
MetaLINK Technologies
Fixed Wireless
200 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: Amplex Wireless.

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