1125 E Main Cross St, Findlay, OH 45840 Property Records

Hancock County property record for 1125 E Main Cross St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,694 sqft · built 1954
Lot Size	0.468 acres (20,399 sqft)
Owner	Individual Name on Record
Last Sale	$86,400 (Feb 2011)
Tax Bill	$2,192 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`1011-173-04-002.000`

Property Details

APN / Parcel Number

Primary APN	`1011-173-04-002.000`
Alternative APN	`610000340430`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,694 sqft Living Area
1st Floor Area	1,694 sqft
Basement Area	1,672 sqft
Finished Basement	418 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	20,399 sqft (0.468 acres)
Lot Dimensions	170 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	35 sqft
Deck Area	356 sqft
Patio Area	356 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1125 E MAIN CROSS ST
City	FINDLAY
State	OH
Zip	45840-6375
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T1N R11 S17 PT E PT W1/2 SW1/4
Legal Range	11E
Legal Township	01N
Legal Section	17
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	4
Census Block	4023
Census Tract	700

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1125 E MAIN CROSS ST, FINDLAY, OH 45840-6375
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Apr 27, 2021	Deed of Trust, Mortgage · FHA Mortgage FIFTH THIRD BANK NA
Jul 18, 2018	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NORTHEASTERN OHIO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2011 · Amount on Record
Deed Sale	Feb 3, 2011 · Amount on Record
Deed Document Number	20111157
Deed Book / Page	2393 / 666
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	1125 E MAIN CROSS ST, FINDLAY, OH 45840-6375
Transaction Type	Mortgage
Record Updated	Jul 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02595/4173
Date	Jun 28, 2022
Book Page	2595/4173
Instrument	202200005977

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2037

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	1125 E MAIN CROSS ST, FINDLAY, OH 45840-6375
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2581/2318
Date	Apr 27, 2021
Book Page	2581/2318
Instrument	202100004923

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Feb 1, 2041

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	1125 E MAIN CROSS ST, FINDLAY, OH 45840-6375
Transaction Type	Mortgage
Record Updated	Aug 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2542/0115
Date	Jul 18, 2018
Book Page	2542/0115
Instrument	201800005869

Lender

Name	FIFTH THIRD BANK NORTHEASTERN OHIO
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2048

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,192.00 (+1.67%)	$71,520 (+18.02%) Land $11,250 Building $60,270	$204,320 (+18%) Land $32,130 Building $172,190
2023	$2,156.00 Homeowner's exemption	$60,600 Land $9,530 Building $51,070
2022			$173,150 Land $27,230 Building $145,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 44 policies
Nearby Flood Policies	44 in force
Nearby Flood Claims	125 (1981–2019)
Claims Outside the SFHA	11 of 125
Most Recent Claim	Apr 2019 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 67 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Amplex Wireless.

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