1434 E Main Cross St, Findlay, OH 45840 Property Records

Hancock County property record for 1434 E Main Cross St, Findlay, OH 45840

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,808 sqft · built 1987
Lot Size1.38 acres (60,200 sqft)
OwnerIndividual Name on Record
Last Sale$172,000 (Jul 1996)
Tax Bill$2,739 (2025)
Flood ZoneZone AE (high risk)
APN1011-173-01-001.000

Property Details

APN / Parcel Number

Primary APN1011-173-01-001.000
Alternative APN
  • 610000340820

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures3 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,808 sqft Living Area
1st Floor Area1,808 sqft
Basement Area1,088 sqft
Unfinished Basement1,088 sqft
FlooringTile
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area60,200 sqft (1.38 acres)
Garage TypeBasement
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area253 sqft
Deck Area741 sqft
Patio Area1,066 sqft
Balcony Area14 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1434 E MAIN CROSS ST
CityFINDLAY
StateOH
Zip45840-7006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT1N R11 S17 PT SW1/4 & PT SE1/4
Legal Range11E
Legal Township01N
Legal Section17
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group4
Census Block4000
Census Tract700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Findlay Country Club Golf Course
listed 2019 · 1 contributing resources · NRIS 100004705

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1434 E MAIN CROSS ST, FINDLAY, OH 45840-7006
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 18, 1996 · Amount on Record
Deed SaleJul 18, 1996 · Amount on Record
Prior SaleMar 3, 1993
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,739.00 (+20.29%)$99,460 (+35.95%) Land $12,610 Building $86,850$284,160 (+35.94%) Land $36,030 Building $248,130
2023$2,277.00 Homeowner's exemption Senior Citizen's exemption$73,160 Land $9,270 Building $63,890
2022$209,030 Land $26,490 Building $182,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 44 policies
Nearby Flood Policies44 in force
Nearby Flood Claims125 (1981–2019)
Claims Outside the SFHA11 of 125
Most Recent ClaimApr 2019 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 67 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
HDER Link
Fixed Wireless
500 / 500
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
MetaLINK Technologies
Fixed Wireless
200 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: Amplex Wireless.

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