141 Oakleaf Ln, Wingate, NC 28174 Property Records

Union County property record for 141 Oakleaf Ln, Wingate, NC 28174

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 1,569 sqft · built 1995
Lot Size	0.96 acres (41,818 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Jan 2022)
Tax Bill	$1,993 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-057-031`

Property Details

APN / Parcel Number

Primary APN	`09-057-031`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,569 sqft Living Area
1st Floor Area	1,301 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	41,818 sqft (0.96 acres)
Deck Area	432 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	141 OAK LEAF LN
City	WINGATE
State	NC
Zip	28174-6717
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 WINGA
Legal Description	#12 EDGEWOOD ACRES OPCA138-B
Legal Subdivision	EDGEWOOD ACRES
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1032
Census Tract	20701

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	141 OAK LEAF LN, WINGATE, NC 28174-6717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Warranty Deed, Transfer · Conventional Mortgage UWHARRIE BANK
May 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage JUSTICE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2022 · Amount on Record
Deed Sale	Jan 11, 2022 · Amount on Record
Prior Sale	Apr 17, 2012 · Amount on Record
Deed Document Number	20221257
Deed Book / Page	8369 / 692
Prior Transfer Date	May 11, 2021
Prior Transfer Doc	8098140
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 11, 2022
Property Address	141 OAKLEAF LN, WINGATE, NC 28174-6717
Document Number	0008369692
Book / Page	8369 / 692
Map Reference	CAB A FILE 138-B
Instrument Date	Dec 17, 2021
Instrument	1257
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3038 PADDINGTON DR, 3038, INDIAN TRAIL, NC 28079-9489

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001258
Date	Jan 11, 2022
Instrument	1258

Lender

Name	UWHARRIE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	May 12, 2021
Property Address	141 OAKLEAF LN, WINGATE, NC 28174-6717
Document Number	8098140
Book / Page	8098 / 140
Map Reference	CAB A FILE 138-B
Instrument Date	May 11, 2021
Instrument	22540
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	141 OAKLEAF LN, WINGATE, NC 28174-6717

Mortgage

Document Number	22541
Date	May 12, 2021
Instrument	22541

Lender

Name	JUSTICE FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wingate Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,600 (-) Land $66,200 Building $197,400	$263,600 (-) Land $66,200 Building $197,400
2025	$1,993.00 (-6.08%)	$263,600 (+23.58%) Land $66,200 Building $197,400	$263,600 (+23.58%) Land $66,200 Building $197,400
2023	$2,122.00	$213,300 Land $43,800 Building $169,500	$213,300 Land $43,800 Building $169,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINGATE serves 3,950 people · EPA ID NC0190030
Water Source	Purchased surface water from UNION COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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