119 Oakleaf Ln, Wingate, NC 28174 Property Records

Union County property record for 119 Oakleaf Ln, Wingate, NC 28174 · Last verified April 2026

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,296 sqft · built 1986
Lot Size	0.996 acres (43,386 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,969 (2025)
Deeds & Mortgages	Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-057-026`

Property Details

APN / Parcel Number

Primary APN	`09-057-026`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,296 sqft Living Area
Gross Area	2,140 sqft
1st Floor Area	1,050 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,386 sqft (0.996 acres)

Exterior Amenities

Porch	Slab
Porch Area	132 sqft
Deck Area	208 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	119 OAKLEAF LN
City	WINGATE
State	NC
Zip	28174
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	#7 EDGEWOOD ACRES OPCA138B LIFE ESTATE
Legal Subdivision	EDGEWOOD ACRES
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1032
Census Tract	20701

Owner

Source: Union County records · APN 09-057-026

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 313, WINGATE, NC 28174-0313
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Aug 28, 2025
Transfer Doc	0009191171
Record Updated	Jun 08, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	OAKLEAF LN, WINGATE, NC 28174
Document Number	7488209
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Nov 07, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	OAKLEAF LN WINGATE NC 28174, WINGATE, NC 28174

Mortgage

Document Number	7488209
Date	Oct 11, 2019
Book Page	007488/000209
Instrument	31335

Lender

Name	MISCELLANEOUS INS CO
Address	LUTHERVILLE, MD 21094

Agreement

Amount	Amount Recorded

Interest

Rate	10%

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wingate Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,969.00 (-11.47%)	$260,500 (+16.5%) Land $66,600 Building $193,900	$260,500 (+16.5%) Land $66,600 Building $193,900
2023	$2,224.00	$223,600 Land $44,000 Building $179,600	$223,600 Land $44,000 Building $179,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.