139 Oakleaf Ln, Wingate, NC 28174 Property Records

Union County property record for 139 Oakleaf Ln, Wingate, NC 28174

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,016 sqft · built 1979
Lot Size	0.918 acres (39,988 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Feb 2026)
Tax Bill	$2,081 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-057-030`

Property Details

APN / Parcel Number

Primary APN	`09-057-030`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,016 sqft Living Area
Gross Area	3,122 sqft
1st Floor Area	2,016 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	39,988 sqft (0.918 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	358 sqft
Deck Area	220 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	139 OAKLEAF LN
City	WINGATE
State	NC
Zip	28174
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 WINGA
Legal Description	#11 EDGEWOOD ACRES
Legal Subdivision	EDGEWOOD ACRES
Legal Lot Number	11
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1032
Census Tract	20701

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	139 OAKLEAF LN, WINGATE, NC 28174
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2026 · Amount on Record
Deed Sale	Feb 25, 2026 · Amount on Record
Deed Document Number	20264871
Deed Book / Page	9312 / 847
Prior Transfer Date	Oct 10, 2001
Prior Transfer Doc	0000079010
Record Updated	Jun 8, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 25, 2026
Property Address	139 OAKLEAF LN, WINGATE, NC 28174
Document Number	0009312847
Book / Page	9312 / 847
Map Reference	CAB A FILE 138-B
Instrument Date	Feb 25, 2026
Instrument	4871
Transaction Type	Transfer
Record Updated	Mar 10, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2802 SANTIAGO CIR, MONROE, NC 28110-8160

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 OAKLEAF LN, WINGATE, NC 28174

Mortgage

Document Number	0000004872
Date	Feb 25, 2026
Instrument	4872

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.65%
Type Change Date	Mar 1, 2031
Change Frequency	5 Years
Min Rate At Change	7.65%
Max Rate At Change	3.65%
Index	5-Year TN
Max Rate	11.6%

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wingate Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,081.00 (-7.88%)	$275,300 (+21.22%) Land $65,800 Building $209,500	$275,300 (+21.22%) Land $65,800 Building $209,500
2023	$2,259.00	$227,100 Land $43,600 Building $183,500	$227,100 Land $43,600 Building $183,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINGATE serves 3,950 people · EPA ID NC0190030
Water Source	Purchased surface water from UNION COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Oakleaf Ln

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