124 Oakleaf Ln, Wingate, NC 28174 Property Records

Union County property record for 124 Oakleaf Ln, Wingate, NC 28174

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,433 sqft · built 1980
Lot Size	1.08 acres (47,306 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,114 (2025)
Deeds & Mortgages	Mar 2018 Transfer Dec 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-057-035`

Property Details

APN / Parcel Number

Primary APN	`09-057-035`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,433 sqft Living Area
Gross Area	2,254 sqft
1st Floor Area	1,079 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,306 sqft (1.08 acres)
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	872 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	124 OAK LEAF LN
City	WINGATE
State	NC
Zip	28174-6717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20 WINGA
Legal Description	P/#18 & #19 EDGEWOOD ACRES OPCA138B
Legal Subdivision	EDGEWOOD ACRES
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1031
Census Tract	20701

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	124 OAK LEAF LN, WINGATE, NC 28174-6717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 21, 2016	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 29, 2018
Transfer Doc	7128121
Record Updated	Oct 29, 2026

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Mar 29, 2018
Property Address	124 OAKLEAF LN, WINGATE, NC 28174-6717
Document Number	7128121
Book / Page	007128 / 000121
Instrument Date	Mar 29, 2018
Instrument	8182
Transaction Type	Transfer
Record Updated	May 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	124 OAKLEAF LN WINGATE NC 281746717, WINGATE, NC 28174-6717

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	124 OAKLEAF LN, WINGATE, NC 28174-6717
Document Number	6864295
Book / Page	006864 / 000295
Instrument Date	Dec 21, 2016
Transaction Type	Mortgage
Record Updated	Feb 24, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	124 OAKLEAF LN WINGATE NC 281746717, WINGATE, NC 28174-6717

Mortgage

Document Number	6864295
Date	Jan 24, 2017
Book Page	006864/000295
Instrument	2006

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 23, 2032

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wingate Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$279,700 (-) Land $67,400 Building $212,300	$279,700 (-) Land $67,400 Building $212,300
2025	$2,114.00 (-7.44%)	$279,700 (+21.82%) Land $67,400 Building $212,300	$279,700 (+21.82%) Land $67,400 Building $212,300
2023	$2,284.00	$229,600 Land $44,400 Building $185,200	$229,600 Land $44,400 Building $185,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINGATE serves 3,950 people · EPA ID NC0190030
Water Source	Purchased surface water from UNION COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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