132 Oakleaf Ln, Wingate, NC 28174 Property Records

Union County property record for 132 Oakleaf Ln, Wingate, NC 28174

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,782 sqft · built 1980
Lot Size	0.964 acres (41,992 sqft)
Owner	Individual Name on Record
Last Sale	$244,000 (Oct 2019)
Tax Bill	$2,188 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Sep 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-057-034`

Property Details

APN / Parcel Number

Primary APN	`09-057-034`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,782 sqft Living Area
1st Floor Area	1,782 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	41,992 sqft (0.964 acres)
Porch	Slab
Porch Area	292 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	132 OAK LEAF LN
City	WINGATE
State	NC
Zip	28174-6717
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 WINGA
Legal Description	#20 EDGEWOOD ACRES OPCA138B
Legal Subdivision	EDGEWOOD ACRES
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1031
Census Tract	20701

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	132 OAK LEAF LN, WINGATE, NC 28174-6717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Deed of Trust, Mortgage · Line of Credit ARDENT FCU
Sep 1, 2022	Intrafamily Transfer, Transfer
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 18, 2019	Warranty Deed, Transfer · Conventional Mortgage ARDENT FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2019 · Amount on Record
Deed Sale	Oct 18, 2019 · Amount on Record
Deed Document Number	201932124
Deed Book / Page	7493 / 311
Last Transfer Date	Aug 31, 2022
Transfer Doc	0008563741
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	132 OAKLEAF LN, WINGATE, NC 28174-6717
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008568353
Date	Sep 12, 2022
Book Page	8568/353
Instrument	31887

Lender

Name	ARDENT FCU
Type	Credit Union
Address	PHILADELPHIA, PA 19130

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Sep 1, 2022
Property Address	132 OAKLEAF LN, WINGATE, NC 28174-6717
Document Number	0008563741
Book / Page	8563 / 741
Map Reference	CAB A FILE 138B
Instrument Date	Aug 31, 2022
Instrument	31181
Transaction Type	Transfer
Record Updated	Sep 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	132 OAKLEAF LN, 132, WINGATE, NC 28174-6717

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	132 OAKLEAF LN, WINGATE, NC 28174-6717

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	132 OAKLEAF LN, WINGATE, NC 28174-6717
Transaction Type	Mortgage
Record Updated	Jun 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8111578
Date	May 24, 2021
Book Page	8111/578
Instrument	24532

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 18, 2019
Property Address	132 OAKLEAF LN, WINGATE, NC 28174-6717
Document Number	0007493311
Book / Page	7493 / 311
Map Reference	CAB A FILE 138B
Instrument Date	Oct 16, 2019
Instrument	0032124
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$488.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 OAKLEAF LN, WINGATE, NC 28174-6717

Mortgage

Document Number	0000032125
Date	Oct 18, 2019
Instrument	0032125

Lender

Name	ARDENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wingate Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$289,400 (-) Land $66,300 Building $223,100	$289,400 (-) Land $66,300 Building $223,100
2025	$2,188.00 (-2.63%)	$289,400 (+28.11%) Land $66,300 Building $223,100	$289,400 (+28.11%) Land $66,300 Building $223,100
2023	$2,247.00	$225,900 Land $43,800 Building $182,100	$225,900 Land $43,800 Building $182,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINGATE serves 3,950 people · EPA ID NC0190030
Water Source	Purchased surface water from UNION COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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