1229 196th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 1229 196th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,244 sqft · built 1995
Lot Size	0.191 acres (8,320 sqft)
Owner	2 Individual Names on Record
Last Sale	$412,000 (Aug 2022)
Tax Bill	$4,433 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`500104-0-910`

Property Details

APN / Parcel Number

Primary APN	`500104-0-910`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,244 sqft Living Area
Gross Area	1,644 sqft
1st Floor Area	1,244 sqft
Basement Area	1,244 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2001
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,320 sqft (0.191 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1229 196TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-8040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 24 HIDDEN GARDENS PHASE I L 91 TOG/W PRI RD EASE OF REC OUT OF 2-034 SEG F0919 MD 4/27/94MD
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	HIDDEN GARDENS PHASE I
Legal Phase	1
Legal Lot Number	91
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	3
Census Block	3006
Census Tract	71411

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1229 196TH STREET CT E, SPANAWAY, WA 98387-8040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2019	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Apr 1, 2020	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC LENDERIS
Jan 27, 2021	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Aug 18, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 18, 2022	Affidavit of Death of Joint Tenant, Transfer GUARDIAN NW TITLE COMPANY, GUARDIAN NORTHWEST TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2022 · Amount on Record
Deed Sale	Aug 18, 2022 · Amount on Record
Prior Sale	Mar 1, 1996 · Amount on Record
Deed Document Number	2022531
Prior Transfer Date	Aug 17, 2022
Prior Transfer Doc	0000000516
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1229 196TH STREET CT E, SPANAWAY, WA 98387-8040
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006280605
Date	Jun 28, 2019
Instrument	201906280605

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1229 196TH STREET CT E, SPANAWAY, WA 98387-8040
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004010172
Date	Apr 1, 2020
Instrument	202004010172

Lender

Name	AMERICAN FINANCIAL NETWORK INC LENDERIS
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1229 196TH STREET CT E, SPANAWAY, WA 98387-8040
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001270732
Date	Jan 27, 2021
Instrument	202101270732

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 18, 2022
Property Address	1229 196TH STREET CT E, SPANAWAY, WA 98387-8040
Document Number	0008180531
Map Reference	DOC 9404200612
Instrument Date	Aug 5, 2022
Instrument	202208180531
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	FATCO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,592.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7308 56TH STREET CT W APT B, B, UNIVERSITY PLACE, WA 98467-2184

Mortgage

Document Number	0008180532
Date	Aug 18, 2022
Instrument	202208180532

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

August 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	PIERCE WA
Recording Date	Aug 18, 2022
Property Address	1229 196TH STREET CT E, SPANAWAY, WA 98387-8040
Document Number	0008180516
Map Reference	DOC 9404200612
Instrument Date	Aug 1, 2022
Instrument	202208180516
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	GUARDIAN NW TITLE COMPANY, GUARDIAN NORTHWEST TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4111 110TH ST SW APT 7, 7, LAKEWOOD, WA 98499-7503

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,200 (+4.95%) Land $161,200 Building $229,000	$390,200 (+4.95%) Land $161,200 Building $229,000
2025	$4,433.00 (+1.63%)
2024	$4,362.00 (-0.64%)	$371,800 (-2.29%) Land $168,600 Building $203,200	$371,800 (-2.29%) Land $168,600 Building $203,200
2023	$4,390.00	$380,500 Land $160,000 Building $220,500	$380,500 Land $160,000 Building $220,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Lightcurve, Verizon.

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