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1405 E Otonka Trl, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 1405 E Otonka Trl, Sioux Falls, SD 57103 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1996
Square Footage1,763 sqft Finished Area
Lot Size9,422 sqft (0.216 acres)
OccupancyOwner Occupied
Last Sale$395,000 (2026)
Tax Bill$4,939.00 (2025)

Property Details

APN / Parcel Number

Primary APN01-22-34-155-006-000
Alternative APN
  • 50177

Interior

Bedrooms3 Beds
Full Baths2 Baths
Partial Baths2 Partial Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Building Area1,763 sqft Finished Area
1st Floor1,763 sqft 1st Floor
Basement Area1,046 sqft Basement
Finished Basement320 sqft Finished
Family RoomFamily Room
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1996
Architectural StyleBi-Level Style
Exterior MaterialCombination Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area9,422 sqft (0.216 acres)
Depth X Width117 ft x 80 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeBasement Garage
Deck Area192 sqft Deck
Patio Area192 sqft Patio
Porch Area56 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number50177
Street Address1405 E OTONKA TRL
CitySIOUX FALLS
StateSD
Zip57103-4547
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 2 BLOCK 5 TUTHILL PARK HILLS ADDN TO CITY OF SIOUX FALLS
Legal SubdivisionTUTHILL PARK HILLS
Legal Block5
Legal Lot Number2
JurisdictionMINNEHAHA SD
Minor Civil DivisionSIOUX FALLS
Census Blockgroup1
Census Block1027
Census Tract1902

Owner

Source: Minnehaha County records · APN 01-22-34-155-006-000

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1405 E OTONKA TRL, SIOUX FALLS, SD 57103-4547
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK NA
Jul 25, 2013Deed of Trust, Mortgage · Stand Alone First Mortgage
PREMIA MORTGAGE , LLC DBA PREMIA RELOCAT
Mar 03, 2015Deed of Trust, Mortgage · Conventional Mortgage
SIOUX FALLS FEDERAL CREDIT UNION
Apr 29, 2026Warranty Deed, Transfer
PLAINS COMMERCE BANK
Jun 04, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 29, 2026 · Amount on Record
Deed SaleApr 29, 2026 · Amount on Record
Prior SaleMar 03, 2015 · Amount on Record
Deed Doc Number2026157319
Deed Book / Page638-D / 118
Prior Transfer DateFeb 27, 2014
Prior Transfer Doc0000504054
Record RefreshedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address1405 E OTONKA TRL, SIOUX FALLS, SD 57103-4547
Transaction TypeMortgage
Record UpdatedJun 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1904MTG/843
DateNov 12, 2020
Book Page1904 MTG/843
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2050

July 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address1405 E OTONKA TRL, SIOUX FALLS, SD 57103-4547
Transaction TypeMortgage
Record UpdatedJun 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001740/588
DateJul 25, 2013
Book Page1740/588
Instrument322537
Lender
NamePREMIA MORTGAGE , LLC DBA PREMIA RELOCAT
TypeSeller
Address5455 CORPORATE DR STE 303, TROY, MI 48098
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2043

March 2015: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address1405 E OTONKA TRL, SIOUX FALLS, SD 57103-4547
Transaction TypeMortgage
Record UpdatedJun 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001771/850
DateMar 03, 2015
Book Page1771/850
InstrumentR504074
Lender
NameSIOUX FALLS FEDERAL CREDIT UNION
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2045

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMINNEHAHA SD
Recording DateApr 29, 2026
Property Address1405 E OTONKA TRL, SIOUX FALLS, SD 57103-4547
Document NumberDEED638/118
Book / Page638-D / 118
Instrument DateApr 27, 2026
Instrument2026157319
Transaction TypeTransfer
Record UpdatedJun 03, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$39,895.00
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1405 E OTONKA TRL, SIOUX FALLS, SD 57103-4547

Mortgage

Document Number0000157320,
DateApr 29, 2026
Book Page2015-M/230
Instrument2026157320
Lender
NamePLAINS COMMERCE BANK
Agreement
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate6.38%
Max Rate-1%

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMINNEHAHA SD
Recording DateJun 04, 2021
Property Address1405 E OTONKA TRL, SIOUX FALLS, SD 57103-4547
Document Number605DEED/145
Book / Page605 DEED / 145
Instrument DateMay 28, 2021
Transaction TypeTransfer
Record UpdatedMar 15, 2022

Transaction

AmountAmount Recorded
Tax$327.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2105 S JUDY AVE, 2105, SIOUX FALLS, SD 57103-6389

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1405 E OTONKA TRL, SIOUX FALLS, SD 57103-4547

Tax Assessment & Valuation

Source: Minnehaha County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMinnehaha County
MunicipalitySioux Falls City
Unified School DistrictSioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,939.00$366,800 (+12.17%) Land $35,700 Building $331,100
2024$4,939.00 (+18.61%)$327,000 (+17.71%) Land $35,700 Building $291,300
2022$4,164.00$277,800 Land $35,900 Building $241,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Minnehaha County (46099C), updated May 2, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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