Minnehaha County property record for 1412 E Otonka Trl, Sioux Falls, SD 57103 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,576 sqft · built 1966 |
| Lot Size | 0.298 acres (12,994 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $211,000 (Jul 2014) |
| Tax Bill | $5,721 (2025) |
| Deeds & Mortgages | Feb 2019 Line of Credit Nov 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-22-34-153-019-000 |
| Primary APN | 01-22-34-153-019-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,576 sqft Finished Area |
| 1st Floor Area | 1,576 sqft |
| Basement Area | 1,448 sqft |
| Finished Basement | 1,308 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,994 sqft (0.298 acres) |
| Lot Dimensions | 160 ft deep x 81 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 20 sqft |
| Deck Area | 192 sqft |
| Patio Area | 588 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 50151 |
|---|---|
| Street Address | 1412 E OTONKA TRL |
| City | SIOUX FALLS |
| State | SD |
| Zip | 57103-4548 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 19 BLOCK 3 TUTHILL PARK HILLS ADDN TO CITY OF SIOUX FALLS |
| Legal Subdivision | TUTHILL PARK HILLS |
| Legal Block | 3 |
| Legal Lot Number | 19 |
| Jurisdiction | MINNEHAHA SD |
| Township / Civil Division | SIOUX FALLS |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 1902 |
Source: Minnehaha County records · APN 01-22-34-153-019-000
Assessment roll updated July 16, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1412 E OTONKA TRL, SIOUX FALLS, SD 57103-4548 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Corporate Trust |
| Date | Document |
|---|---|
| Feb 08, 2019 | Deed of Trust, Mortgage · Line of Credit PLAINS COMMERCE BANK |
| Nov 07, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK |
| Nov 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK |
| Aug 30, 2024 | Deed of Trust, Mortgage PLAINS COMMERCE BANK |
| Jul 29, 2014 | Joint Tenancy Deed, Transfer · Stand-Alone First Mortgage CU MORTGAGE DIRECT LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 29, 2014 · Amount on Record |
| Deed Sale | Jul 29, 2014 · Amount on Record |
| Deed Document Number | 2014415325 |
| Deed Book / Page | 557 / 245 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 1412 E OTONKA TRL, SIOUX FALLS, SD 57103-4548 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 1854MTG/0632 |
|---|---|
| Date | Feb 08, 2019 |
| Book Page | 1854 MTG/0632 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 20, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 1412 E OTONKA TRL, SIOUX FALLS, SD 57103-4548 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 1871MTG/286 |
|---|---|
| Date | Nov 07, 2019 |
| Book Page | 1871 MTG/286 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 1412 E OTONKA TRL, SIOUX FALLS, SD 57103-4548 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 1938MTG/673 |
|---|---|
| Date | Nov 05, 2021 |
| Book Page | 1938 MTG/673 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 1412 E OTONKA TRL, SIOUX FALLS, SD 57103-4548 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | MTG1988/582 |
|---|---|
| Date | Aug 30, 2024 |
| Book Page | MTG 1988/582 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | 3905 W 49TH ST, SIOUX FALLS, SD 57106 |
| Amount | Amount Recorded |
|---|
| Document Type | Joint Tenancy Deed |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Recording Date | Jul 29, 2014 |
| Property Address | 1412 E OTONKA TRL, SIOUX FALLS, SD 57103-4548 |
| Document Number | 000557/245 |
| Book / Page | 557 / 245 |
| Instrument Date | Jul 28, 2014 |
| Instrument | 415325 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $211.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1604 W THORA CIR, SIOUX FALLS, SD 57108-3238 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1412 EASAT OTONKA TRAIL, SIOUX FALLS, SD 57103 |
| Document Number | 001760/604 |
|---|---|
| Date | Jul 29, 2014 |
| Book Page | 1760/604 |
| Instrument | 415337 |
| Name | CU MORTGAGE DIRECT LLC |
|---|---|
| Address | SIOUX FALLS, SD 57108 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2044 |
Source: Minnehaha County records · Assessment roll updated July 16, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Minnehaha County |
| Municipality | Sioux Falls City |
| Unified School District | Sioux Falls School District 49-5 (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,721.00 | $424,300 (+11.31%) Land $46,800 Building $377,500 |
| 2024 | $5,721.00 (+22.95%) | $381,200 (+23.13%) Land $46,800 Building $334,400 |
| 2022 | $4,653.00 | $309,600 Land $43,300 Building $266,300 |
Source: FEMA National Flood Hazard Layer, Minnehaha County (46099C), updated May 2, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 460990019021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 2 (1997–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2014, other causes, Severe Storms, Tornadoes, And Flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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