1412 E Otonka Trl, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 1412 E Otonka Trl, Sioux Falls, SD 57103 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,576 sqft · built 1966
Lot Size0.298 acres (12,994 sqft)
Owner2 Trust Names on File
Last Sale$211,000 (Jul 2014)
Tax Bill$5,721 (2025)
Deeds & MortgagesFeb 2019 Line of Credit
Nov 2019 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN01-22-34-153-019-000

Property Details

APN / Parcel Number

Primary APN01-22-34-153-019-000
Alternative APN
  • 50151

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,576 sqft Finished Area
1st Floor Area1,576 sqft
Basement Area1,448 sqft
Finished Basement1,308 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleRanch
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,994 sqft (0.298 acres)
Lot Dimensions160 ft deep x 81 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area20 sqft
Deck Area192 sqft
Patio Area588 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number50151
Street Address1412 E OTONKA TRL
CitySIOUX FALLS
StateSD
Zip57103-4548
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 19 BLOCK 3 TUTHILL PARK HILLS ADDN TO CITY OF SIOUX FALLS
Legal SubdivisionTUTHILL PARK HILLS
Legal Block3
Legal Lot Number19
JurisdictionMINNEHAHA SD
Township / Civil DivisionSIOUX FALLS
Census Block Group1
Census Block1025
Census Tract1902

Owner

Source: Minnehaha County records · APN 01-22-34-153-019-000

Assessment roll updated July 16, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address1412 E OTONKA TRL, SIOUX FALLS, SD 57103-4548
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Corporate Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 08, 2019Deed of Trust, Mortgage · Line of Credit
PLAINS COMMERCE BANK
Nov 07, 2019Deed of Trust, Mortgage · Conventional Mortgage
PLAINS COMMERCE BANK
Nov 05, 2021Deed of Trust, Mortgage · Conventional Mortgage
PLAINS COMMERCE BANK
Aug 30, 2024Deed of Trust, Mortgage
PLAINS COMMERCE BANK
Jul 29, 2014Joint Tenancy Deed, Transfer · Stand-Alone First Mortgage
CU MORTGAGE DIRECT LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 29, 2014 · Amount on Record
Deed SaleJul 29, 2014 · Amount on Record
Deed Document Number2014415325
Deed Book / Page557 / 245
Record UpdatedSep 20, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address1412 E OTONKA TRL, SIOUX FALLS, SD 57103-4548
Transaction TypeMortgage
Record UpdatedMay 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1854MTG/0632
DateFeb 08, 2019
Book Page1854 MTG/0632
Lender
NamePLAINS COMMERCE BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueFeb 20, 2024
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address1412 E OTONKA TRL, SIOUX FALLS, SD 57103-4548
Transaction TypeMortgage
Record UpdatedMay 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1871MTG/286
DateNov 07, 2019
Book Page1871 MTG/286
Lender
NamePLAINS COMMERCE BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueDec 01, 2039

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address1412 E OTONKA TRL, SIOUX FALLS, SD 57103-4548
Transaction TypeMortgage
Record UpdatedMay 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1938MTG/673
DateNov 05, 2021
Book Page1938 MTG/673
Lender
NamePLAINS COMMERCE BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2036

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address1412 E OTONKA TRL, SIOUX FALLS, SD 57103-4548
Transaction TypeMortgage
Record UpdatedMay 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMTG1988/582
DateAug 30, 2024
Book PageMTG 1988/582
Lender
NamePLAINS COMMERCE BANK
TypeBank
Address3905 W 49TH ST, SIOUX FALLS, SD 57106
Agreement
AmountAmount Recorded

July 2014: Joint Tenancy Deed, Transfer

Document TypeJoint Tenancy Deed
JurisdictionMINNEHAHA SD
Recording DateJul 29, 2014
Property Address1412 E OTONKA TRL, SIOUX FALLS, SD 57103-4548
Document Number000557/245
Book / Page557 / 245
Instrument DateJul 28, 2014
Instrument415325
Transaction TypeTransfer
Record UpdatedMay 12, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$211.00
Amount AccuracyFull Amount from Assessment
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1604 W THORA CIR, SIOUX FALLS, SD 57108-3238

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1412 EASAT OTONKA TRAIL, SIOUX FALLS, SD 57103

Mortgage

Document Number001760/604
DateJul 29, 2014
Book Page1760/604
Instrument415337
Lender
NameCU MORTGAGE DIRECT LLC
AddressSIOUX FALLS, SD 57108
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2044

Tax Assessment & Valuation

Source: Minnehaha County records · Assessment roll updated July 16, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMinnehaha County
MunicipalitySioux Falls City
Unified School DistrictSioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,721.00$424,300 (+11.31%) Land $46,800 Building $377,500
2024$5,721.00 (+22.95%)$381,200 (+23.13%) Land $46,800 Building $334,400
2022$4,653.00$309,600 Land $43,300 Building $266,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Minnehaha County (46099C), updated May 2, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 460990019021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
1 of 1 on primary residences
Nearby Flood Claims2 (1997–2014)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2014, other causes, Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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