Minnehaha County property record for 1305 E Otonka Trl, Sioux Falls, SD 57103
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,680 sqft · built 1964 |
| Lot Size | 0.367 acres (15,995 sqft) |
| Owner | 2 Trust Names on Record |
| Tax Bill | $6,182 (2025) |
| Deeds & Mortgages | Jul 2020 Line of Credit Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-22-34-154-011-000 |
| Primary APN | 01-22-34-154-011-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,680 sqft Finished Area |
| 1st Floor Area | 1,680 sqft |
| Basement Area | 1,680 sqft |
| Finished Basement | 914 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,995 sqft (0.367 acres) |
| Lot Dimensions | 169 ft deep x 94.2 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 136 sqft |
| Patio Area | 184 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 50174 |
|---|---|
| Street Address | 1305 E OTONKA TRL |
| City | SIOUX FALLS |
| State | SD |
| Zip | 57103-4545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 BLOCK 4 TUTHILL PARK HILLS ADDN TO CITY OF SIOUX FALLS |
| Legal Subdivision | TUTHILL PARK HILLS |
| Legal Block | 4 |
| Legal Lot Number | 16 |
| Jurisdiction | MINNEHAHA SD |
| Township / Civil Division | SIOUX FALLS |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 1902 |
Source: Minnehaha County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 1305 E OTONKA TRL, SIOUX FALLS, SD 57103-4545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Corporate Trust |
| Date | Document |
|---|---|
| Jul 1, 2020 | Deed of Trust, Mortgage · Line of Credit CORNERSTONE BANK |
| Deed of Trust, Mortgage |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 1305 E OTONKA TRL, SIOUX FALLS, SD 57103-4545 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 1890MTG/47 |
|---|---|
| Date | Jul 1, 2020 |
| Book Page | 1890 MTG/47 |
| Name | CORNERSTONE BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 5, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 1305 E OTONKA TRL, SIOUX FALLS, SD 57103-4545 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1305 E OTONKA TRL, SIOUX FALLS, SD 57103-4545 |
Source: Minnehaha County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Minnehaha County |
| Municipality | Sioux Falls City |
| Unified School District | Sioux Falls School District 49-5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $428,534 (-6%) Land $79,120 Building $349,414 | $428,534 Land $79,120 Building $349,414 | |
| 2025 | $6,182.00 | $455,900 (-9.97%) Land $55,200 Building $400,700 | |
| 2024 | $6,182.00 (+9.03%) | $506,400 (+34.29%) Land $55,200 Building $451,200 | |
| 2022 | $5,670.00 | $377,100 Land $47,700 Building $329,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1997–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2014 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 67% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIOUX FALLS serves 216,462 people · EPA ID SD4600294 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bluepeak Fiber | 5,000 / 5,000 |
| Midco Cable | 2,000 / 350 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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