1312 E Otonka Trl, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 1312 E Otonka Trl, Sioux Falls, SD 57103

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,283 sqft · built 1974
Lot Size	0.271 acres (11,813 sqft)
Owner	Company on Record
Last Sale	$269,000 (Nov 2019)
Tax Bill	$4,846 (2025)
Deeds & Mortgages	Feb 2012 Mortgage Dec 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-34-153-015-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-34-153-015-000`
Alternative APN	`50155`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,283 sqft Finished Area
1st Floor Area	1,283 sqft
Basement Area	1,787 sqft
Finished Basement	1,020 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,813 sqft (0.271 acres)
Lot Dimensions	145 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	300 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	50155
Street Address	1312 E OTONKA TRL
City	SIOUX FALLS
State	SD
Zip	57103-4546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 BLOCK 3 TUTHILL PARK HILLS ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	TUTHILL PARK HILLS
Legal Block	3
Legal Lot Number	23
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1025
Census Tract	1902

Owner

Source: Minnehaha County assessment roll, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company on Record
Mailing Address	1312 E OTONKA TRL, SIOUX FALLS, SD 57103-4546
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2012	Deed of Trust, Mortgage DACOTAH BANK
Dec 5, 2023	Deed of Trust, Mortgage · Line of Credit PLAINS COMMERCE BANK
Nov 21, 2019	Deed, Transfer · FHA Mortgage GATEWAY FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2019 · Amount on Record
Deed Sale	Nov 21, 2019 · Amount on Record
Deed Book / Page	593-D / 0094
Record Updated	Sep 20, 2026

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1312 E OTONKA TRL, SIOUX FALLS, SD 57103-4546
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001698/079
Date	Feb 23, 2012
Book Page	1698/079

Lender

Name	DACOTAH BANK
Address	1209 E 57TH ST, SIOUX FALLS, SD 57108

Agreement

Amount	Amount Recorded

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1312 E OTONKA TRL, SIOUX FALLS, SD 57103-4546
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001978/462
Date	Dec 5, 2023
Book Page	1978/462

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	3905 W 49TH ST # 2, SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Nov 21, 2019
Property Address	1312 E OTONKA TRL, SIOUX FALLS, SD 57103-4546
Document Number	593DEED/0094
Book / Page	593 DEED / 0094
Instrument Date	Nov 15, 2019
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	GETTY ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$269.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1312 E OTONKA TRL, SIOUX FALLS, SD 57103-4546

Mortgage

Document Number	1872MTG/456
Date	Nov 21, 2019
Book Page	1872 MTG/456

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,846.00	$357,900 (+2.84%) Land $43,200 Building $314,700
2024	$4,846.00 (+13.65%)	$348,000 (+22.84%) Land $43,200 Building $304,800
2022	$4,264.00	$283,300 Land $40,500 Building $242,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1997–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of South Dakota
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Cable	2,000 / 350
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

1312 E Otonka Trl, Sioux Falls, SD 57103 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2012: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2019: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Otonka Trl

Nearby Streets

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