1408 E Otonka Trl, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 1408 E Otonka Trl, Sioux Falls, SD 57103 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,360 sqft · built 1964
Lot Size	0.289 acres (12,589 sqft)
Owner	2 Trust Names on File
Last Sale	$400,000 (Apr 2024)
Tax Bill	$4,867 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-34-153-018-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-34-153-018-000`
Alternative APN	`50152`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,360 sqft Finished Area
1st Floor Area	1,360 sqft
Basement Area	1,264 sqft
Finished Basement	821 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,589 sqft (0.289 acres)
Lot Dimensions	155 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	208 sqft
Patio Area	553 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	50152
Street Address	1408 E OTONKA TRL
City	SIOUX FALLS
State	SD
Zip	57103-4548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 BLOCK 3 TUTHILL PARK HILLS ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	TUTHILL PARK HILLS
Legal Block	3
Legal Lot Number	20
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1025
Census Tract	1902

Owner

Source: Minnehaha County records · APN 01-22-34-153-018-000

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	1408 E OTONKA TRL, SIOUX FALLS, SD 57103-4548
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage SIOUX FALLS FCU
Apr 02, 2021	Deed of Trust, Mortgage · Conventional Mortgage SIOUX FALLS FCU
Apr 05, 2024	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Apr 05, 2024	Warranty Deed, Transfer
Apr 05, 2024	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 05, 2024 · Amount on Record
Deed Sale	Apr 05, 2024 · Amount on Record
Deed Book / Page	625-D / 172
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1408 E OTONKA TRL, SIOUX FALLS, SD 57103-4548
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1850MTG/0626
Date	Nov 15, 2018
Book Page	1850 MTG/0626

Lender

Name	SIOUX FALLS FCU
Type	Credit Union
Address	FLINT, MI 48501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 01, 2038

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1408 E OTONKA TRL, SIOUX FALLS, SD 57103-4548
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1918MTG/893
Date	Apr 02, 2021
Book Page	1918 MTG/893

Lender

Name	SIOUX FALLS FCU
Type	Credit Union
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1408 E OTONKA TRL, SIOUX FALLS, SD 57103-4548
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2208 E PEBBLE BEACH LN, BRANDON, SD 57005-6654

Mortgage

Document Number	MTG1982/346
Date	Apr 05, 2024
Book Page	MTG 1982/346

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	3905 W 49TH ST # 2, SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2054

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Apr 05, 2024
Property Address	1408 E OTONKA TRL, SIOUX FALLS, SD 57103-4548
Document Number	EES625/172
Book / Page	EES625 / 172
Instrument Date	Apr 02, 2024
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount Recorded
Tax	$4.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1408 E OTONKA TRL, SIOUX FALLS, SD 57103-4548

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Apr 05, 2024
Property Address	1408 E OTONKA TRL, SIOUX FALLS, SD 57103-4548
Document Number	DEEDS625/172
Book / Page	DEEDS625 / 172
Instrument Date	Apr 02, 2024
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1408 E OTONKA TRL, SIOUX FALLS, SD 57103-4548

Mortgage

Document Number	MTG1982346
Date	Apr 05, 2024
Instrument	MTG 1982/346

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2054

Tax Assessment & Valuation

Source: Minnehaha County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,867.00	$358,900 (-6.27%) Land $45,600 Building $313,300
2024	$4,867.00 (+12.4%)	$382,900 (+33.23%) Land $45,600 Building $337,300
2022	$4,330.00	$287,400 Land $42,200 Building $245,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Minnehaha County (46099C), updated May 2, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 460990019021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1997–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2014, other causes, Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 267 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Clarity Telecom	Fiber	5,000 / 5,000
Midcontinent Communications	Cable	2,000 / 350
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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