1404 N Millstream Dr, McHenry, IL 60050 Property Records

McHenry County property record for 1404 N Millstream Dr, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	3 bd · 7 ba · 1,896 sqft · built 1977
Lot Size	0.28 acres (12,214 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (May 2018)
Deeds & Mortgages	May 2018 Sale & Mortgage Jul 2017 Sale
Flood Zone	Zone AE (high risk)
APN	`09-26-376-022`

Property Details

APN / Parcel Number

Primary APN	`09-26-376-022`

Interior

Bedrooms	3 Beds
Full Baths	7 Baths
Half Baths	4 Half Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,896 sqft Living Area
Gross Area	3,792 sqft
1st Floor Area	1,896 sqft
Basement Area	1,896 sqft
Finished Basement	15,168 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	12,214 sqft
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	204 sqft
Deck Area	490 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1404 N MILLSTREAM DR
City	MCHENRY
State	IL
Zip	60050-4322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2018R0014497 SELY1/2 LT 2 & ALL LT 3 BLK 3 A P FREUNDS MILL STREAM PARK ADDN UNIT 1
Legal Range	08E
Legal Township	45N
Legal Section	26
Legal Subdivision	A P FREUNDS MILL STREAM PARK ADD
Legal Block	3
Legal Lot Number	2-3
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2045
Census Tract	870604

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1401 N MILLSTREAM DR, MCHENRY, IL 60050-4321
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2018	Warranty Deed, Transfer · Conventional Mortgage CITIBANK
Jul 11, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2018 · Amount on Record
Deed Sale	May 4, 2018 · Amount on Record
Prior Sale	Jul 28, 2003 · Amount on Record
Deed Document Number	2018R0014497
Record Updated	Jun 7, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	May 4, 2018
Property Address	1404 N MILLSTREAM DR, MCHENRY, IL 60050-4322
Document Number	0000014497
Instrument Date	Apr 30, 2018
Instrument	14497
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$413.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2703 PARKER LN JOHNSBURG IL 600518574, JOHNSBURG, IL 60051-8574

Mortgage

Document Number	14498
Date	May 4, 2018
Instrument	14498

Lender

Name	CITIBANK
Type	Bank
Address	O'FALLON, MO 63368-2240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 3, 2033

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 11, 2017
Property Address	1404 N MILLSTREAM DR, MCHENRY, IL 60050-4322
Document Number	0000025263
Instrument Date	Jun 8, 2017
Instrument	25263
Transaction Type	Transfer
Record Updated	Apr 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$187.65
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4702 RIPON RD CRYSTAL LAKE IL 600122029, CRYSTAL LAKE, IL 60012-2029

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$90,041 Land $16,893 Building $73,148	$270,123 Land $50,679 Building $219,444

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1990–2013)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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