1405 N Millstream Dr, McHenry, IL 60050 Property Records

McHenry County property record for 1405 N Millstream Dr, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,515 sqft · built 1954
Lot Size	0.225 acres (9,829 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Feb 2024 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`09-26-307-012`

Property Details

APN / Parcel Number

Primary APN	`09-26-307-012`

Interior

Full Baths	4 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	1,515 sqft Living Area
Gross Area	2,540 sqft
1st Floor Area	1,025 sqft
Basement Area	1,025 sqft

Exterior

Year Built	Built 1954
Architectural Style	Other
Exterior Material	Brick
Construction Type	Frame
Lot Area	9,829 sqft
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	210 sqft
Deck Area	417 sqft

Location & Zoning

Street Address	1405 N MILLSTREAM DR
City	MCHENRY
State	IL
Zip	60050-4323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 93R001337 LT 9 /EX W 50FT/ & LT 10 /EX W50FT/ BLK 1 A P FREUNDS MILL STREAM PARK ADDN UNIT 1 CITY OF MCHENRY
Legal Range	08E
Legal Township	45N
Legal Section	26
Legal Subdivision	A P FREUNDS MILL STREAM PARK ADD
Legal Block	1
Legal Lot Number	9-10
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2034
Census Tract	870604

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1405 N MILLSTREAM DR, MCHENRY, IL 60050-4323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 7, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1405 N MILLSTREAM DR, MCHENRY, IL 60050-4323
Transaction Type	Mortgage
Record Updated	Feb 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 N MILLSTREAM DR, MCHENRY, IL 60050-4323

Mortgage

Document Number	0000002636
Date	Feb 5, 2024
Instrument	2024R0002636

Lender

Name	FIRST MID BANK & TRUST NA
Type	Bank
Address	MCHENRY, IL 60050

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 20, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$65,881 Land $13,473 Building $52,408	$197,643 Land $40,419 Building $157,224

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1990–2013)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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