1320 N Millstream Dr, McHenry, IL 60050 Property Records

McHenry County property record for 1320 N Millstream Dr, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 1,363 sqft · built 1970
Lot Size	0.272 acres (11,880 sqft)
Owner	2 Owner Names on Record
Last Sale	$73,000 (Jul 2013)
Deeds & Mortgages	Aug 2020 Mortgage Sep 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`09-26-376-007`

Property Details

APN / Parcel Number

Primary APN	`09-26-376-007`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,363 sqft Living Area
Gross Area	2,726 sqft
1st Floor Area	1,363 sqft
Basement Area	1,363 sqft

Exterior

Year Built	Built 1970
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	11,880 sqft
Lot Dimensions	132 ft deep x 90 ft wide
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	80 sqft
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1320 N MILLSTREAM DR
City	MCHENRY
State	IL
Zip	60050-4320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2013R0032614 SELY1/2 LT 5 & ALL LT 6 BLK 3 A P FREUNDS MILL STREAM PARK ADDN UNIT 1
Legal Range	08E
Legal Township	45N
Legal Section	26
Legal Subdivision	A P FREUNDS MILL STREAM PARK ADD
Legal Block	3
Legal Lot Number	5-6
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2045
Census Tract	870604

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	1320 N MILLSTREAM DR, MCHENRY, IL 60050-4320
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2013 · Amount on Record
Deed Sale	Jul 1, 2013 · Amount on Record
Prior Sale	Apr 9, 2013 · Amount on Record
Deed Document Number	2013R0032614
Record Updated	Jun 7, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1320 N MILLSTREAM DR, MCHENRY, IL 60050-4320
Transaction Type	Mortgage
Record Updated	Nov 4, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 N MILLSTREAM DR, MCHENRY, IL 60050-4320

Mortgage

Document Number	0000031517
Date	Aug 13, 2020
Instrument	2020R0031517

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	275 Months
Due	Jul 1, 2043

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1320 N MILLSTREAM DR, MCHENRY, IL 60050-4320
Transaction Type	Mortgage
Record Updated	Sep 30, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051111
Date	Sep 20, 2021
Instrument	2021R0051111

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank
Address	81032

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Disabled Person's exemption	$66,119 Land $14,964 Building $51,155	$198,357 Land $44,892 Building $153,465

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1990–2013)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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