1402 N Millstream Dr, McHenry, IL 60050 Property Records

McHenry County property record for 1402 N Millstream Dr, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,312 sqft · built 1972
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Apr 2026)
Tax Bill	$7,632 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`09-26-376-023`

Property Details

APN / Parcel Number

Primary APN	`09-26-376-023`

Interior

Full Baths	3.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,312 sqft Living Area
1st Floor Area	2,312 sqft
Basement Area	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	A-Frame
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,019 sqft (0.23 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1402 N MILLSTREAM DR
City	MCHENRY
State	IL
Zip	60050-4322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2013R0059326 LT 4 & NWLY1/2 LT 5 BLK 3 A P FREUNDS MILL STREAM PARK ADDN UNIT 1 MEMO: PETERS, JAMES R TR 1/2 INT/ PETERS, MARTHA K TR 1/2 INT
Legal Subdivision	FREUNDS MILL STREAM PARK ADDN
Legal Tract	1
Legal Block	3
Legal Lot Number	4,5
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2045
Census Tract	870604

Owner

Source: McHenry County records · APN 09-26-376-023

Assessment roll updated March 27, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2223 N 1025 E, GROVERTOWN, IN 46531-9104
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 06, 2026 · Amount on Record
Deed Sale	Apr 06, 2026 · Amount on Record
Deed Document Number	20268957
Prior Transfer Date	Nov 26, 2013
Prior Transfer Doc	0000059326
Record Updated	Jun 08, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 06, 2026
Property Address	1402 N MILLSTREAM DR, MCHENRY, IL 60050-4322
Document Number	0000008957
Instrument Date	Mar 20, 2026
Instrument	20268957
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$49,237.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008958,
Date	Apr 06, 2026
Instrument	20268958

Lender

Name	RESICENTRAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.13%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated March 27, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,632.00	$106,225 (+20.32%) Land $18,116 Building $88,109	$318,675 (+20.32%) Land $54,348 Building $264,327
2022	Homeowner's exemption	$88,289 Land $15,057 Building $73,232	$264,867 Land $45,171 Building $219,696

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1990–2013)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2013 · river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

Based on FCC filings for 327 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MCHENRY serves 22,335 people
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.