1318 N Millstream Dr, McHenry, IL 60050 Property Records

McHenry County property record for 1318 N Millstream Dr, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 1,388 sqft · built 1972
Lot Size	0.158 acres (6,896 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Aug 2022)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Dec 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`09-26-376-008`

Property Details

APN / Parcel Number

Primary APN	`09-26-376-008`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,388 sqft Living Area
Gross Area	1,222 sqft
1st Floor Area	1,222 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Lot Area	6,896 sqft
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	28 sqft
Deck Area	388 sqft
Patio Area	10 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1318 N MILLSTREAM DR
City	MCHENRY
State	IL
Zip	60050-4320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0030040 LT 7 BLK 3 A P FREUNDS MILL STREAM PARK ADDN UNIT 1
Legal Range	08E
Legal Township	45N
Legal Section	26
Legal Subdivision	A P FREUNDS MILL STREAM PARK ADD
Legal Block	3
Legal Lot Number	7
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	Chicago-Naperville-Evanston, IL
Census Block Group	2
Census Block	2045
Census Tract	870604

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1318 N MILLSTREAM DR, MCHENRY, IL 60050-4320
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 5, 2018	Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2022 · Amount on Record
Deed Sale	Aug 26, 2022 · Amount on Record
Prior Sale	Dec 5, 2018
Deed Document Number	2022R0030040
Record Updated	Jun 7, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 26, 2022
Property Address	1318 N MILLSTREAM DR, MCHENRY, IL 60050-4320
Document Number	0000030040
Map Reference	DOC 219945
Instrument Date	Aug 10, 2022
Instrument	2022R0030040
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4111 GRACE ST, SCHILLER PARK, IL 60176-1935

Mortgage

Document Number	0000030041
Date	Aug 26, 2022
Instrument	2022R0030041

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.48%

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Dec 5, 2018
Property Address	1318 N MILLSTREAM DR, MCHENRY, IL 60050-4320
Document Number	0000041089
Map Reference	DOC219945
Instrument Date	Nov 29, 2018
Instrument	2018R0041089
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	CHICAGO TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1318 N MILLSTREAM DR, MCHENRY, IL 60050-4320

Mortgage

Document Number	0000041090
Date	Dec 5, 2018
Instrument	2018R0041090

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Interest

Rate	4.87%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$81,319 Land $9,977 Building $71,342	$243,957 Land $29,931 Building $214,026

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1990–2013)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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