1402 Torrens Dr, Monroe, NC 28110 Property Records

Union County property record for 1402 Torrens Dr, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 3,073 sqft · built 2017
Lot Size	0.463 acres (20,168 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (Apr 2021)
Tax Bill	$3,908 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-006-255`

Property Details

APN / Parcel Number

Primary APN	`06-006-255`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,073 sqft Living Area
1st Floor Area	2,471 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	20,168 sqft (0.463 acres)
Garage Type	Attached
Garage Area	669 sqft
Porch	Slab
Porch Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1402 TORRENS DR
City	MONROE
State	NC
Zip	28110-0014
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-40 UNION
Legal Description	#23 ADELAIDE ESTATES MAP2 OPCN453-454
Legal Subdivision	ADELAIDE ESTATES
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	2
Census Block	2009
Census Tract	20308

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1402 TORRENS DR, MONROE, NC 28110-0014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Oct 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO
Jul 29, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK
Apr 30, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2021 · Amount on Record
Deed Sale	Apr 8, 2021 · Amount on Record
Prior Sale	Jul 29, 2020 · Amount on Record
Deed Document Number	202116580
Deed Book / Page	8057 / 413
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 8, 2021
Property Address	1402 TORRENS DR, MONROE, NC 28110-0014
Document Number	0008057413
Book / Page	8057 / 413
Map Reference	CAB N FILE 453&454
Instrument Date	Mar 22, 2021
Instrument	16580
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1402 TORRENS DR, MONROE, NC 28110-0014

Mortgage

Document Number	0000016581
Date	Apr 8, 2021
Instrument	16581

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1402 TORRENS DR, MONROE, NC 28110-0014
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7492635
Date	Oct 17, 2019
Book Page	7492/635
Instrument	0032031

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2034

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 29, 2020
Property Address	1402 TORRENS DR, MONROE, NC 28110-0014
Document Number	0007752428
Book / Page	7752 / 428
Map Reference	CAB N FILE 453&454
Instrument Date	Jul 29, 2020
Instrument	28418
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,095.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6731 FIELDSTONE MANOR DR, 6731, MATTHEWS, NC 28105-6798

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028419
Date	Jul 29, 2020
Instrument	28419

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

April 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	UNION NC
Recording Date	Apr 30, 2018
Property Address	1402 TORRENS DR, MONROE, NC 28110-0014
Document Number	7146343
Book / Page	007146 / 000343
Instrument Date	Apr 6, 2018
Instrument	11350
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 1, 2018
Title Company	BB AND T ML POST CLOSING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$880.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1402 TORRENS DR MONROE NC 281100014, MONROE, NC 28110-0014

Mortgage

Document Number	7146345
Date	Apr 30, 2018
Book Page	007146/000345
Instrument	11351

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2048

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wesley Chapel Village
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$802,400 (-) Land $157,000 Building $645,400	$802,400 (-) Land $157,000 Building $645,400
2025	$3,908.00 (+12.53%)	$802,400 (+47.47%) Land $157,000 Building $645,400	$802,400 (+47.47%) Land $157,000 Building $645,400
2023	$3,473.00	$544,100 Land $99,000 Building $445,100	$544,100 Land $99,000 Building $445,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber, Verizon.

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