Union County property record for 1320 Torrens Dr, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 3,071 sqft · built 2017 |
| Lot Size | 0.462 acres (20,125 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $810,000 (Oct 2025) |
| Tax Bill | $4,001 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Oct 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-006-252 |
| Primary APN | 06-006-252 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,071 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 20,125 sqft (0.462 acres) |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 358 sqft |
| Deck Area | 255 sqft |
| Patio Area | 255 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1320 TORRENS DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-0013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-40 UNION |
| Legal Description | #20 ADELAIDE ESTATES MAP2 OPCN453-454 |
| Legal Subdivision | ADELAIDE ESTATES |
| Jurisdiction | UNION NC |
| Township / Civil Division | SANDY RIDGE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 20308 |
Source: Union County records, as of March 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2607 WHITE PINES CT, MONROE, NC 28112-7780 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Oct 2, 2025 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Oct 6, 2022 | Warranty Deed, Transfer · Conventional Mortgage RADIUS FINANCIAL GROUP INC |
| Mar 20, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2025 · Amount on Record |
| Deed Sale | Oct 2, 2025 · Amount on Record |
| Prior Sale | Oct 6, 2022 · Amount on Record |
| Deed Document Number | 202525703 |
| Deed Book / Page | 9213 / 570 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1320 TORRENS DR, MONROE, NC 28110-0013 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0008058765 |
|---|---|
| Date | Apr 9, 2021 |
| Book Page | 8058/765 |
| Instrument | 16769 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 2, 2025 |
| Property Address | 1320 TORRENS DR, MONROE, NC 28110-0013 |
| Document Number | 0009213570 |
| Book / Page | 9213 / 570 |
| Map Reference | CAB N FILE 453&454 |
| Instrument Date | Oct 2, 2025 |
| Instrument | 25703 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | UNKNOWN, CARDINAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,620.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2607 WHITE PINES CT, MONROE, NC 28112-7780 |
| Name | Verified Name |
|---|
| Document Number | 0000025704 |
|---|---|
| Date | Oct 2, 2025 |
| Instrument | 25704 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 6, 2022 |
| Property Address | 1320 TORRENS DR, MONROE, NC 28110-0013 |
| Document Number | 0008586441 |
| Book / Page | 8586 / 441 |
| Map Reference | CAB N FILE 453&454 |
| Instrument Date | Oct 4, 2022 |
| Instrument | 34710 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2022 |
| Title Company | ATTORNEY'S TITLE, ATTORNEYS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,454.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13663 PROVIDENCE RD # RDPMP274, 13663, WEDDINGTON, NC 28104-9373 |
| Name | Verified Name |
|---|---|
| Address | 2115 REXFORD RD, CHARLOTTE, NC 28211-3550 |
| Document Number | 0000034711 |
|---|---|
| Date | Oct 6, 2022 |
| Instrument | 34711 |
| Name | RADIUS FINANCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Mar 20, 2018 |
| Property Address | 1320 TORRENS DR, MONROE, NC 28110-0013 |
| Document Number | 0007121572 |
| Book / Page | 7121 / 572 |
| Map Reference | CAB N FILE 453-454 |
| Instrument Date | Mar 20, 2018 |
| Instrument | 0007124 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $880.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5615 POTTER RD, 5615, MATTHEWS, NC 28104-0508 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1320 TORRENS DR, MONROE, NC 28110-0013 |
| Document Number | 0000007125 |
|---|---|
| Date | Mar 20, 2018 |
| Instrument | 0007125 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Wesley Chapel Village |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,001.00 (+10.4%) | $821,400 (+46%) Land $157,000 Building $664,400 | $821,400 (+46%) Land $157,000 Building $664,400 |
| 2024 | $3,624.00 (+0.92%) | $562,600 (-) Land $99,000 Building $463,600 | |
| 2023 | $3,591.00 | $562,600 Land $99,000 Building $463,600 | $562,600 (-) Land $99,000 Building $463,600 |
| 2021 | $562,600 Land $99,000 Building $463,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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