Union County property record for 1316 Torrens Dr, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 3 ba · 3,172 sqft · built 2017 |
| Lot Size | 0.462 acres (20,125 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $615,000 (Jun 2021) |
| Tax Bill | $4,002 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jun 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-006-251 |
| Primary APN | 06-006-251 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,172 sqft Living Area |
| 1st Floor Area | 2,470 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 20,125 sqft (0.462 acres) |
| Garage Type | Attached |
| Garage Area | 665 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 168 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1316 TORRENS DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-0013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-40 UNION |
| Legal Description | #19 ADELAIDE ESTATES MAP2 OPCN453-464 |
| Legal Subdivision | ADELAIDE ESTATES |
| Jurisdiction | UNION NC |
| Township / Civil Division | SANDY RIDGE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 20308 |
1316 Torrens Dr, a rural home, is owned and occupied by two individuals who bought it in June 2021.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1316 TORRENS DR, MONROE, NC 28110-0013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2026 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Jun 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP INC |
| Dec 14, 2017 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SIRVA MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2021 · Amount on File |
| Deed Sale | Jun 16, 2021 · Amount on File |
| Prior Sale | Dec 14, 2017 · Amount on File |
| Deed Document Number | 202128659 |
| Deed Book / Page | 8139 / 714 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1316 TORRENS DR, MONROE, NC 28110-0013 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2026 |
| Title Company | TITLE365 COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1316 TORRENS DR, MONROE, NC 28110-0013 |
| Document Number | 0009334257 |
|---|---|
| Date | Mar 25, 2026 |
| Book Page | 9334/257 |
| Instrument | 7828 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 20, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jun 16, 2021 |
| Property Address | 1316 TORRENS DR, MONROE, NC 28110-0013 |
| Document Number | 8139714 |
| Book / Page | 8139 / 714 |
| Map Reference | CAB N FILE 453-454 |
| Instrument Date | Jun 16, 2021 |
| Instrument | 28659 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2021 |
| Title Company | BARRISTERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,230.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 900 JAMESON PASS # 11104, 900, ALPHARETTA, GA 30022-4869 |
| Name | Verified Name |
|---|---|
| Address | 1316 TORRENS DR, MONROE, NC 28110-0013 |
| Document Number | 28660 |
|---|---|
| Date | Jun 16, 2021 |
| Instrument | 28660 |
| Name | MORTGAGE INVESTORS GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Dec 14, 2017 |
| Property Address | 1316 TORRENS DR, MONROE, NC 28110-0013 |
| Document Number | 0007071150 |
| Book / Page | 7071 / 150 |
| Map Reference | CAB N FILE 453&454 |
| Instrument Date | Dec 14, 2017 |
| Instrument | 0036525 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $870.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5615 POTTER RD, 5615, MATTHEWS, NC 28104-0508 |
| Name | Verified Name |
|---|---|
| Address | 1316 TORRENS DR, MONROE, NC 28110-0013 |
| Document Number | 0000036526 |
|---|---|
| Date | Dec 14, 2017 |
| Instrument | 0036526 |
| Name | SIRVA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
The 2025 property tax bill for 1316 Torrens Dr was $4,002.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Wesley Chapel Village |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $821,800 (-) Land $157,000 Building $664,800 | $821,800 (-) Land $157,000 Building $664,800 | |
| 2025 | $4,002.00 | $821,800 Land $157,000 Building $664,800 | $821,800 Land $157,000 Building $664,800 |
| 2023 | $3,582.00 | $561,100 Land $99,000 Building $462,100 | $561,100 Land $99,000 Building $462,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1316 Torrens Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1316 Torrens Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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