Union County property record for 1328 Torrens Dr, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 6 bd · 4 ba · 3,776 sqft · built 2017 |
| Lot Size | 0.462 acres (20,125 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $512,000 (Oct 2017) |
| Tax Bill | $4,115 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-006-254 |
| Primary APN | 06-006-254 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,776 sqft Living Area |
| 1st Floor Area | 2,637 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 20,125 sqft (0.462 acres) |
| Garage Type | Attached |
| Garage Area | 664 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 168 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1328 TORRENS DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-0013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-40 UNION |
| Legal Description | #22 ADELAIDE ESTATES MAP2 OPCN453-454 |
| Legal Subdivision | ADELAIDE ESTATES |
| Jurisdiction | UNION NC |
| Township / Civil Division | SANDY RIDGE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 20308 |
1328 Torrens Dr, a rural home, is owned by two individuals who bought it in October 2017.
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3132 ROCKCRESS CIR, GREEN BAY, WI 54311-1800 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UWHARRIE BANK |
| Oct 17, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UWHARRIE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2017 · Amount on File |
| Deed Sale | Oct 17, 2017 · Amount on File |
| Deed Document Number | 201730449 |
| Deed Book / Page | 7035 / 225 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1328 TORRENS DR, MONROE, NC 28110-0013 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7982423 |
|---|---|
| Date | Feb 8, 2021 |
| Book Page | 7982/423 |
| Instrument | 5879 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Address | ALBEMARLE, NC 28001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Mar 1, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 17, 2017 |
| Property Address | 1328 TORRENS DR, MONROE, NC 28110-0013 |
| Document Number | 0007035225 |
| Book / Page | 7035 / 225 |
| Map Reference | CAB N FILE 453&454 |
| Instrument Date | Oct 13, 2017 |
| Instrument | 0030449 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,024.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5615 POTTER RD, 5615, MATTHEWS, NC 28104-0508 |
| Name | Verified Name |
|---|---|
| Address | 1328 TORRENS DR, MONROE, NC 28110-0013 |
| Document Number | 0000030450 |
|---|---|
| Date | Oct 17, 2017 |
| Instrument | 0030450 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2032 |
The 2025 property tax bill for 1328 Torrens Dr was $4,115.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Wesley Chapel Village |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $844,900 (-) Land $157,000 Building $687,900 | $844,900 (-) Land $157,000 Building $687,900 | |
| 2025 | $4,115.00 | $844,900 Land $157,000 Building $687,900 | $844,900 Land $157,000 Building $687,900 |
| 2023 | $3,677.00 | $576,000 Land $99,000 Building $477,000 | $576,000 Land $99,000 Building $477,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1328 Torrens Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1328 Torrens Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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