Union County property record for 1411 Torrens Dr, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,636 sqft · built 2017 |
| Lot Size | 0.78 acres (33,977 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $595,000 (Mar 2021) |
| Tax Bill | $4,053 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-006-265 |
| Primary APN | 06-006-265 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,636 sqft Living Area |
| 1st Floor Area | 2,277 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 33,977 sqft (0.78 acres) |
| Garage Type | Attached |
| Garage Area | 812 sqft |
| Porch | Slab |
| Porch Area | 447 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1411 TORRENS DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-0014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-40 UNION |
| Legal Description | #33 ADELAIDE ESTATES MAP2 OPCN453-454 |
| Legal Subdivision | ADELAIDE ESTATES |
| Jurisdiction | UNION NC |
| Township / Civil Division | SANDY RIDGE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 20308 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1411 TORRENS DR, MONROE, NC 28110-0014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 2, 2021 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Dec 7, 2017 | Warranty Deed, Subdivision Related Transfer · ARM UWHARRIE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2021 · Amount on Record |
| Deed Sale | Mar 2, 2021 · Amount on Record |
| Prior Sale | Dec 7, 2017 · Amount on Record |
| Deed Document Number | 20219621 |
| Deed Book / Page | 8008 / 786 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Mar 2, 2021 |
| Property Address | 1411 TORRENS DR, MONROE, NC 28110-0014 |
| Document Number | 0008008786 |
| Book / Page | 8008 / 786 |
| Map Reference | CAB N FILE 453&454 |
| Instrument Date | Mar 2, 2021 |
| Instrument | 9621 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | NOT AVAILABLE, CAROLINA TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,190.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1411 TORRENS DR, MONROE, NC 28110-0014 |
| Document Number | 0000009622 |
|---|---|
| Date | Mar 2, 2021 |
| Instrument | 9622 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Dec 7, 2017 |
| Property Address | 1411 TORRENS DR, MONROE, NC 28110-0014 |
| Document Number | 0007066806 |
| Book / Page | 7066 / 806 |
| Map Reference | CAB N FILE 453-454 |
| Instrument Date | Dec 6, 2017 |
| Instrument | 0035807 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5615 POTTER RD, 5615, MATTHEWS, NC 28104-0508 |
| Name | Verified Name |
|---|---|
| Address | 1411 TORRENS DR, MONROE, NC 28110-0014 |
| Document Number | 0000035808 |
|---|---|
| Date | Dec 7, 2017 |
| Instrument | 0035808 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Jan 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Wesley Chapel Village |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $832,200 (-) Land $157,000 Building $675,200 | $832,200 (-) Land $157,000 Building $675,200 | |
| 2025 | $4,053.00 (+12.87%) | $832,200 (+47.95%) Land $157,000 Building $675,200 | $832,200 (+47.95%) Land $157,000 Building $675,200 |
| 2023 | $3,591.00 | $562,500 Land $99,000 Building $463,500 | $562,500 Land $99,000 Building $463,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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