140 Skipper Dr, Lake Frederick (Front Royal), VA 22630 Property Records

Frederick County property record for 140 Skipper Dr, Lake Frederick, VA 22630

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,123 sqft · built 2017
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Trust Names on Record
Last Sale	$498,145 (Jul 2017)
Tax Bill	$3,382 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Sep 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`87B5-2-59`

Property Details

APN / Parcel Number

Primary APN	`87B5-2-59`
Alternative APN	`8049701`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	13 Rooms
Building Area	2,123 sqft Living Area
Gross Area	4,707 sqft
1st Floor Area	1,862 sqft
Basement Area	896 sqft
Finished Basement	896 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2023
Exterior Material	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Terrain	Rolling
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8049701
Street Address	140 SKIPPER DR
City	LAKE FREDERICK
State	VA
Zip	22630-2248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	SHENANDOAH L59 P2S5
Legal Subdivision	SHENANDOAH
Legal Phase	2
Legal Lot Number	59
Jurisdiction	FREDERICK VA
Township / Civil Division	OPEQUON
Census Block Group	2
Census Block	2003
Census Tract	50801

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on Record
Mailing Address	140 SKIPPER DR, LAKE FREDERICK, VA 22630-2248
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · Line of Credit NORTHWEST FEDERAL CREDIT UNION
Sep 16, 2022	Deed of Trust, Mortgage · Line of Credit NORTHWEST FEDERAL CREDIT UNION
Mar 2, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 18, 2017	Special Warranty Deed, Transfer · Conventional Mortgage NORTHWEST FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2017 · Amount on Record
Deed Sale	Jul 18, 2017 · Amount on Record
Prior Sale	Mar 28, 2017 · Amount on Record
Deed Document Number	20177217
Last Transfer Date	Feb 25, 2020
Transfer Doc	0000002476
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Recording Date	Aug 12, 2026
Property Address	140 SKIPPER DR, LAKE FREDERICK, VA 22630-2248
Document Number	0000008602
Instrument Date	Jul 30, 2026
Instrument	20268602
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165

Mortgage

Document Number	0000008602,
Date	Aug 12, 2026
Instrument	20268602

Lender

Name	NORTHWEST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 4, 2051

Interest

Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	140 SKIPPER DR, LAKE FREDERICK, VA 22630-2248
Transaction Type	Mortgage
Record Updated	Oct 5, 2022
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011571
Date	Sep 16, 2022
Instrument	220011571

Lender

Name	NORTHWEST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	298 Months
Due	Jul 13, 2047

Interest

Rate Type	Adjustable Rate

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK VA
Recording Date	Mar 2, 2020
Property Address	140 SKIPPER DR, LAKE FREDERICK, VA 22630-2248
Document Number	0000002476
Instrument Date	Feb 25, 2020
Instrument	2476
Transaction Type	Transfer
Record Updated	Apr 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	140 SKIPPER DR LAKE FREDERICK VA 226302248, LAKE FREDERICK, VA 22630-2248

July 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Jul 18, 2017
Property Address	140 SKIPPER DR, LAKE FREDERICK, VA 22630-2248
Document Number	0000007217
Instrument Date	Jul 3, 2017
Instrument	170007217
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	NORTHWEST TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 SKIPPER DR, LAKE FREDERICK, VA 22630-2248

Mortgage

Document Number	0000007218
Date	Jul 18, 2017
Instrument	170007218

Lender

Name	NORTHWEST FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,382.00 (+10.41%)	$638,200 Land $163,000 Building $475,200	$638,200 Land $163,000 Building $475,200
2025	$3,063.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 59% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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