134 Skipper Dr, Lake Frederick (Front Royal), VA 22630 Property Records

Frederick County property record for 134 Skipper Dr, Lake Frederick, VA 22630

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 3,248 sqft · built 2017
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$469,914 (Jun 2017)
Tax Bill	$3,414 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`87B5-2-56`

Property Details

APN / Parcel Number

Primary APN	`87B5-2-56`
Alternative APN	`8049698`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	3,248 sqft Living Area
Gross Area	5,576 sqft
1st Floor Area	1,540 sqft
Basement Area	958 sqft
Finished Basement	958 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2023
Exterior Material	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Terrain	Rolling
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	28 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8049698
Street Address	134 SKIPPER DR
City	LAKE FREDERICK
State	VA
Zip	22630-2248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	SHENANDOAH L56 P2S5
Legal Subdivision	SHENANDOAH
Legal Phase	2
Legal Lot Number	56
Jurisdiction	FREDERICK VA
Township / Civil Division	OPEQUON
Census Block Group	2
Census Block	2003
Census Tract	50801

Owner

134 Skipper Dr is owned and occupied by two individuals who bought it in June 2017.

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	134 SKIPPER DR, LAKE FREDERICK, VA 22630-2248
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Line of Credit APPLE FEDERAL CREDIT UNION
May 4, 2022	Warranty Deed, Transfer · VA Mortgage TOWNEBANK MORTGAGE
Jan 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MOVEMENT MORTGAGE LLC
Jun 7, 2017	Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2017 · Amount on File
Deed Sale	Jun 7, 2017 · Amount on File
Prior Sale	Feb 28, 2017 · Amount on File
Deed Document Number	20175685
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Recording Date	Jul 20, 2026
Property Address	134 SKIPPER DR, LAKE FREDERICK, VA 22630-2248
Document Number	0000007391
Instrument Date	Jul 14, 2026
Instrument	20267391
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	134 SKIPPER DR, LAKE FREDERICK, VA 22630-2248

Mortgage

Document Number	0000007391,
Date	Jul 20, 2026
Instrument	20267391

Lender

Name	APPLE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 14, 2056

Interest

Rate	6.47%
Max Rate	-1%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	May 4, 2022
Property Address	134 SKIPPER DR, LAKE FREDERICK, VA 22630-2248
Document Number	0000005732
Instrument Date	Apr 24, 2022
Instrument	220005732
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & SETTLEMENTS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 SKIPPER DR, LAKE FREDERICK, VA 22630-2248

Mortgage

Document Number	0000005733
Date	May 4, 2022
Instrument	220005733

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	134 SKIPPER DR, LAKE FREDERICK, VA 22630-2248
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	TLR SETTLEMENTS LLC, TLC SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000700
Date	Jan 13, 2021
Instrument	210000700

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

Interest

Rate Type	Fixed Rate

June 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Jun 7, 2017
Property Address	134 SKIPPER DR, LAKE FREDERICK, VA 22630-2248
Document Number	0000005685
Instrument Date	May 30, 2017
Instrument	170005685
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 SKIPPER DR, LAKE FREDERICK, VA 22630-2248

Mortgage

Document Number	0000005686
Date	Jun 7, 2017
Instrument	170005686

Lender

Name	NVR MORTGAGE FINANCE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 134 Skipper Dr was $3,414, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,414.00 (+10.41%)	$644,100 Land $108,000 Building $536,100	$644,100 Land $108,000 Building $536,100
2025	$3,092.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 134 Skipper Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 134 Skipper Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 59% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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