138 Skipper Dr, Lake Frederick (Front Royal), VA 22630 Property Records

Frederick County property record for 138 Skipper Dr, Lake Frederick, VA 22630

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,862 sqft · built 2017
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Trust Names on Record
Last Sale	$490,000 (Jul 2017)
Tax Bill	$2,993 (2026)
Deeds & Mortgages	Apr 2023 Transfer May 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`87B5-2-58`

Property Details

APN / Parcel Number

Primary APN	`87B5-2-58`
Alternative APN	`8049700`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	13 Rooms
Stories	1 Story
Building Area	1,862 sqft Living Area
Gross Area	4,437 sqft
1st Floor Area	1,862 sqft
Basement Area	1,862 sqft
Unfinished Basement	1,862 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2023
Exterior Material	Stone
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Terrain	Rolling
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	273 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8049700
Street Address	138 SKIPPER DR
City	LAKE FREDERICK
State	VA
Zip	22630-2248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	SHENANDOAH L58 P2S5
Legal Subdivision	SHENANDOAH
Legal Phase	2
Legal Lot Number	58
Jurisdiction	FREDERICK VA
Township / Civil Division	OPEQUON
Census Block Group	2
Census Block	2003
Census Tract	50801

Owner

Source: Frederick County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	138 SKIPPER DR, LAKE FREDERICK, VA 22630-2248
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Intrafamily Transfer, Transfer
May 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION
Jul 14, 2017	Deed of Trust, Mortgage NVR MTG
Jul 17, 2017	Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2017 · Amount on Record
Deed Sale	Jul 17, 2017 · Amount on Record
Prior Sale	Mar 20, 2017 · Amount on Record
Deed Document Number	20177190
Last Transfer Date	Apr 10, 2023
Transfer Doc	0000002822
Record Updated	Oct 29, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK VA
Recording Date	Apr 10, 2023
Property Address	138 SKIPPER DR, LAKE FREDERICK, VA 22630-2248
Document Number	0000002822
Instrument Date	Apr 10, 2023
Instrument	230002822
Transaction Type	Transfer
Record Updated	Apr 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 SKIPPER DR, LAKE FREDERICK, VA 22630-2248

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	138 SKIPPER DR, LAKE FREDERICK, VA 22630-2248
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	UNITY TITLE GROUP LLC, QUALITY TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007621
Date	May 6, 2021
Instrument	210007621

Lender

Name	HOME POINT FINANCIAL CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	138 SKIPPER DR, LAKE FREDERICK, VA 22630-2248
Document Number	0000007191
Instrument Date	Jul 14, 2017
Transaction Type	Mortgage
Record Updated	Sep 2, 2017
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	138 SKIPPER DR LAKE FREDERICK VA 22630, LAKE FREDERICK, VA 22630

Mortgage

Document Number	0000007191
Date	Jul 17, 2017
Instrument	7191

Lender

Name	NVR MTG
Type	Mortgage Company
Address	CANONBURG, PA 15317

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2047

July 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Jul 17, 2017
Property Address	138 SKIPPER DR, LAKE FREDERICK, VA 22630-2248
Document Number	0000007190
Instrument Date	Jul 3, 2017
Instrument	170007190
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 SKIPPER DR, LAKE FREDERICK, VA 22630-2248

Mortgage

Document Number	0000007191
Date	Jul 17, 2017
Instrument	170007191

Lender

Name	NVR MORTGAGE FINANCE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,993.00 (+10.4%)	$564,700 (-) Land $163,000 Building $401,700	$564,700 (-) Land $163,000 Building $401,700
2025	$2,711.00	$564,700 Land $163,000 Building $401,700	$564,700 Land $163,000 Building $401,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 59% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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