145 Skipper Dr, Lake Frederick (Front Royal), VA 22630 Property Records

Frederick County property record for 145 Skipper Dr, Lake Frederick, VA 22630

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,712 sqft · built 2017
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$449,155 (Dec 2017)
Tax Bill	$2,761 (2026)
Deeds & Mortgages	Oct 2018 Mortgage Dec 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`87B5-2-68`

Property Details

APN / Parcel Number

Primary APN	`87B5-2-68`
Alternative APN	`8049710`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Stories	1 Story
Building Area	1,712 sqft Living Area
Gross Area	4,316 sqft
1st Floor Area	1,712 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2023
Exterior Material	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Terrain	Rolling
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8049710
Street Address	145 SKIPPER DR
City	LAKE FREDERICK
State	VA
Zip	22630-2249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	SHENANDOAH L68 P2S5
Legal Subdivision	SHENANDOAH
Legal Phase	2
Legal Lot Number	68
Jurisdiction	FREDERICK VA
Township / Civil Division	OPEQUON
Census Block Group	2
Census Block	2003
Census Tract	50801

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	145 SKIPPER DR, LAKE FREDERICK, VA 22630-2249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2018	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC
Dec 8, 2017	Special Warranty Deed, Transfer · FHA Mortgage NVR MORTGAGE FINANCE INC
Sep 5, 2017	Grant Deed, Transfer NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2017 · Amount on Record
Deed Sale	Dec 8, 2017 · Amount on Record
Prior Sale	Sep 5, 2017 · Amount on Record
Deed Document Number	201712891
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	145 SKIPPER DR, LAKE FREDERICK, VA 22630-2249
Document Number	0000010309
Instrument Date	Oct 10, 2018
Transaction Type	Mortgage
Record Updated	Oct 26, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 SKIPPER DR LAKE FREDERICK VA 226302249, LAKE FREDERICK, VA 22630-2249

Mortgage

Document Number	0000010309
Date	Oct 17, 2018
Instrument	10309

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2048

December 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Dec 8, 2017
Property Address	145 SKIPPER DR, LAKE FREDERICK, VA 22630-2249
Document Number	0000012891
Instrument Date	Dec 5, 2017
Instrument	170012891
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 SKIPPER DR, LAKE FREDERICK, VA 22630-2249

Mortgage

Document Number	0000012892
Date	Dec 8, 2017
Instrument	170012892

Lender

Name	NVR MORTGAGE FINANCE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Sep 5, 2017
Property Address	145 SKIPPER DR, LAKE FREDERICK, VA 22630-2249
Document Number	0000009171
Instrument Date	Aug 24, 2017
Instrument	9171
Transaction Type	Transfer
Record Updated	Nov 16, 2017
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$92.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3926 PENDER DR #200 FAIRFAX VA 220300976, 200, FAIRFAX, VA 22030-0976
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,761.00 (+10.4%)	$521,000 Land $108,000 Building $413,000	$521,000 Land $108,000 Building $413,000
2025	$2,501.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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