135 Skipper Dr, Lake Frederick (Front Royal), VA 22630 Property Records

Frederick County property record for 135 Skipper Dr, Lake Frederick, VA 22630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,375 sqft · built 2017
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$614,000 (Oct 2025)
Tax Bill	$2,743 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit Oct 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`87B5-2-70`

Property Details

APN / Parcel Number

Primary APN	`87B5-2-70`
Alternative APN	`8049712`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,375 sqft Living Area
Gross Area	4,950 sqft
1st Floor Area	1,083 sqft
Basement Area	532 sqft
Finished Basement	532 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2023
Exterior Material	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Terrain	Rolling
Garage Area	451 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8049712
Street Address	135 SKIPPER DR
City	LAKE FREDERICK
State	VA
Zip	22630-2249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	SHENANDOAH L70 P2S5
Legal Subdivision	SHENANDOAH
Legal Phase	2
Legal Lot Number	70
Jurisdiction	FREDERICK VA
Township / Civil Division	OPEQUON
Census Block Group	2
Census Block	2003
Census Tract	50801

Owner

135 Skipper Dr is owned by two individuals who bought it in October 2025.

Source: Frederick County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2635 STONERIDGE RD, WINCHESTER, VA 22601-2876
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Oct 9, 2025	Deed, Transfer · Conventional Mortgage MLD MORTGAGE
Aug 16, 2021	Warranty Deed, Transfer · Conventional Mortgage BLUE RIDGE BANK NA
Jan 14, 2021	Intrafamily Transfer, Transfer · Stand-Alone Refinance NBKC BANK
Aug 30, 2019	Grant Deed, Transfer MREC SHENANDOAH VA LLC
May 9, 2017	Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2025 · Amount on File
Deed Sale	Oct 9, 2025 · Amount on File
Prior Sale	Aug 16, 2021 · Amount on File
Deed Document Number	202510168
Prior Transfer Date	Jul 20, 2020
Prior Transfer Doc	0000000851
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	135 SKIPPER DR, LAKE FREDERICK, VA 22630-2249
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006862
Date	Aug 9, 2023
Instrument	230006862

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Aug 1, 2063

Interest

Rate Type	Adjustable Rate

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK VA
Recording Date	Oct 9, 2025
Property Address	135 SKIPPER DR, LAKE FREDERICK, VA 22630-2249
Document Number	0000010168
Map Reference	DOC 160000322
Instrument Date	Oct 7, 2025
Instrument	250010168
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	MBH SETTLEMENT GROUP LC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$614.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2635 STONERIDGE RD, WINCHESTER, VA 22601-2876

Mortgage

Document Number	0000010169
Date	Oct 9, 2025
Instrument	250010169

Lender

Name	MLD MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Aug 16, 2021
Property Address	135 SKIPPER DR, LAKE FREDERICK, VA 22630-2249
Document Number	0000013752
Instrument Date	Aug 13, 2021
Instrument	210013752
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 SKIPPER DR, LAKE FREDERICK, VA 22630-2249

Mortgage

Document Number	0000013753
Date	Aug 16, 2021
Instrument	210013753

Lender

Name	BLUE RIDGE BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK VA
Recording Date	Jan 14, 2021
Property Address	135 SKIPPER DR, LAKE FREDERICK, VA 22630-2249
Document Number	0000000851
Instrument Date	Jul 20, 2020
Instrument	210000851
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 SKIPPER DR, LAKE FREDERICK, VA 22630-2249

Mortgage

Document Number	0000000852
Date	Jan 14, 2021
Instrument	210000852

Lender

Name	NBKC BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	355 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Aug 30, 2019
Property Address	135 SKIPPER DR, LAKE FREDERICK, VA 22630-2249
Document Number	0000008885
Instrument Date	Aug 29, 2019
Instrument	8885
Transaction Type	Transfer
Record Updated	Oct 4, 2019
Title Company	WALKER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,389.78
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	8800 N GAINEY CENTER DR SCOTTSDALE AZ 852582118, SCOTTSDALE, AZ 85258-2118
Investor	Possibly a Property Investor

Mortgage

Document Number	8886
Date	Aug 30, 2019
Instrument	8886

Lender

Name	MREC SHENANDOAH VA LLC
Address	3863 CENTERVIEW DR # 300, CHANTILLY, VA 20151-3287

Agreement

Amount	Amount on Record

May 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	May 9, 2017
Property Address	135 SKIPPER DR, LAKE FREDERICK, VA 22630-2249
Document Number	0000004577
Instrument Date	Apr 28, 2017
Instrument	170004577
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 SKIPPER DR, LAKE FREDERICK, VA 22630-2249

Mortgage

Document Number	0000004578
Date	May 9, 2017
Instrument	170004578

Lender

Name	NVR MORTGAGE FINANCE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 135 Skipper Dr was $2,743, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,743.00 (+10.43%)	$517,500 (-) Land $108,000 Building $409,500	$517,500 (-) Land $108,000 Building $409,500
2025	$2,484.00 (+87.9%)	$517,500 Land $108,000 Building $409,500	$517,500 Land $108,000 Building $409,500
2024	$1,322.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 135 Skipper Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 135 Skipper Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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